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Nice Mastercard photos

Nice Mastercard photos

Some cool mastercard images:

initial impression of the pre paid mastercard from mygocard.co.uk
mastercard
Image by philcampbell
Posted via email from blog.me.dm/initial-impression-of-the-pre-paid-mastercard

MasterCard
mastercard
Image by Glebkach
everywhere

Amadeo – Mastercard – McCann Erickson – 2009
mastercard
Image by sitemarca
En el marco de la promoción “Haciendo Goles”, la tarjeta presentá una nueva campaña que busca acercar a la marca al público futbolero. El protagonista es un personaje ficticio autor de las canciones que se escuchan en la cancha. A través de los comerciales creados en formato documental, Amadeo, un músico profesional y experimentado, demostrará su relación con los amantes de este deporte.

La nueva campaña 360º, incluye 5 piezas de televisión y 4 videos virales para Internet que muestran al protagonista cuándo descubre su oficio y da origen a algunos de los cantos más populares del fútbol en su infancia, y ya de grande, convertido en un compositor consagrado, y creador de clásicos como “Todos la vuelta vamos a dar”. Además, se incluyen videos virales con canciones que Amadeo compuso con cariño para los Directores Técnicos, Lineman, Jugadores Transferidos y Dirigentes.

La publicidad se estará emitiendo a través de espacios en TV, radio, medios gráficos, Internet, Mobile y acciones virales.

La creatividad de la acción estuvo a cargo de McCann Erickson. El nuevo comercial busca rescatar un momento Priceless que es el que los hinchas viven en la cancha cuando cantan a coro himnos futboleros para alentar a sus equipos.

Ficha Técnica:
Agencia de publicidad: McCann Erickson.
Director general creativo: Sebastián Castañeda.
Productora; Reed Creek.
Estudio: Circo Beat.

Nice Personal Finance photos

Nice Personal Finance photos

A few nice personal finance images I found:

Human Hand Human Body Part One Person Food And Drink Food Preparation Baking Sheet Holding Indoors Bread Freshness Oven Personal Perspective Baked Bakery Business Finance And Industry People Baker – Occupation One Man Only Baking Bread Cake♥
personal finance
Image by minhquanfoto

Prosperity
personal finance
Image by danielfoster437
Aiming upward in New York City.

Nice Annual Credit Report Gov photos

Nice Annual Credit Report Gov photos

A few nice annual credit report gov images I found:

Image from page 170 of “Annual report of the Governor of the Panama Canal for the fiscal year ended June 30, 1919” (1919)
annual credit report gov
Image by Internet Archive Book Images
Identifier: annualreportofgo1919cana
Title: Annual report of the Governor of the Panama Canal for the fiscal year ended June 30, 1919
Year: 1919 (1910s)
Authors: Canal Zone. Office of the Governor
Subjects: Canal Zone Politics and government Periodicals.
Publisher: Washington : G.P.O.
Contributing Library: University of Florida, George A. Smathers Libraries
Digitizing Sponsor: University of Florida, George A. Smathers Libraries with support from Lyrasis and the Sloan Foundation

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Text Appearing Before Image:
9684,2962,845 7,7791,0415,6373,3542,7833,098 37,9023,1581,599 Table No. 7.—Number of repairs to rolling stock. Month. 1918. July August September October November December 1919. January February March April May June Total Average this year.Average last year. Locomotives. Heavy. Running. 675i 7 828885901880897940 905 744877692796 10,211851970 Cars. Shop. Field 252222210163121222 181210282189170237 2,459205299 1,4271,5981,6141,1761,5341,750 1,8041,4232,1.521,6071,5561,518 19,1591,5971,920 Cranes. 2261938 Others. Total. 2,5502,7372,7582,2492,5882,946 2,9122,4093,3372,5022,5442,665 32,1972,6833,236 REPORT OF SUPERINTENDENT, MECHANICAL DIVISION. 133 Table No. 8—Mechanical DUisiun, fiscal year 1918-19. Status as of June 30. 1919 : Credit. Overhead expense .0,210. 54 Reserves : Equipment repairs , 997. 77 Structure repairs 22, 897. 10 Accrued leave, holiday time ^ 138, 44G. 36 185, 341. 23 Stock on liaud 22, GOO. 18 Work in progress 408, (!84. 80 Total 756, 836. 75 140921°—19 10

Text Appearing After Image:
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Image from page 470 of “Appendix to the Journals of the Senate and Assembly of the … session of the Legislature of the State of California” (1853)
annual credit report gov
Image by Internet Archive Book Images
Identifier: appendixtojourna19053cali
Title: Appendix to the Journals of the Senate and Assembly of the … session of the Legislature of the State of California
Year: 1853 (1850s)
Authors: California. Legislature
Subjects: Legislative journals
Publisher: Sacramento : State Printing
Contributing Library: San Francisco Public Library
Digitizing Sponsor: San Francisco Public Library

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Text Appearing Before Image:
e Insurance and Trust American Credit Indemnity.. Ocean Accident and Guarantee Bankers Life Association Decimal Mutual Life Fidelity Mutual Aid Pacific Coast Casualty Total ,670 736,716 6020 0075 0020 0030 00 131 0620 0020 00 1,345 681,433 2820 0020 0065 0020 0020 0020 00 20 00 903 32 30 00 40 00 20 00 522 56 263 79 30 00 132 9130 00 30 0020 001,166 3420 0050 00 918 6120 0020 0020 0020 00 20 0035 0020 0020 0020 0020 0020 0020 0035 00 ,134 88 I certify the foregoing to be a full, true, and correct statement of thereceipts of the Insurance Department of the State of California for theyear nineteen hundred and two. M. M. RHORER,Deputy Insurance Commissioner. Subscribed and sworn to before me, this 29th day of July, A. D. 1903. [notarial SEAL.] JAMES L. KING, Notary Public in and for the City and Countyof San Francisco, State of California. THIRTY-SIXTH ANNUAL REPORT OF THE INSURANCE COMMISSIONER STATE OF CALIFORNIA YEAR ENDING DECEMBER131, 1903 E. MYRON WOLF, Insurance Commissioner

Text Appearing After Image:
SACRAMENTO:w. w. SHANNON, : : : : superintendent state printing. 1905. THIRTY-SIXTH ANNUAL REPORT INSURANCE COMMISSIONER OF THE STATE OF CALIFORNIA Insurance Department, San Francisco, August 1, 1904.To His Excellency, George C. Pardee, Governor of the State of California:Sir: In compliance with the provisions of Section 595 of the Polit-ical Code, I submit herewith the thirty-sixth Annual Report of theInsurance Department of the State of California, showing the con-dition of insurance business in this State for the year ending December31, 1903. The total number of companies authorized to transact insurancebusiness in the State during the said year was 212. Of these, 133were fire and marine companies; thirty-three legal reserve life insur-iince companies; three assessment life, health, and accident insurancecompanies; thirty-three miscellaneous companies, and ten county firemutuals. Of the 133 fire and marine insurance companies, eighty-four transactonly fire business; thirty-three do

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Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

6.6.2016 Scouting Report to the Commonwealth
annual credit report gov
Image by Office of Governor Baker
On Monday, June 6, 2016, Lt. Governor Polito attended the Second Annual Scouting Report to the Commonwealth, a ceremony held in the State Senate Chamber to honor the achievements and continued success of the Boy Scouts in Massachusetts.

(Photo Credit: Sam Berube)

Cool Pay Back Charge Card photos

Cool Pay Back Charge Card photos

Check out these pay off bank card photos:

It’s No More Politically Proper Become A Christian In The Us
pay off charge card
Image by Big Gray Mare
My better half, Jake, are going to be 83 years of age in December, in which he can rememebr a time whenever our nation was one individuals who worked together for it’s good, plus the good of each other. Current events in Washington truly upset him, as he watches all he once knew and adored and thought in-being destroyed. He published these about 4 many years or so ago, as his sarcastic answer to the issues we had been facing after that, and then he asked me to post it "all throughout the internet", because he believes these solutions would apply today additionally. Anyhow…here’s Jake:

The “Cash 4 Clunkers” system appears to have been rather successful – at the very least as far as stimulating new vehicle product sales is concerned. However, a lot of the trade-ins were sound, quality, late-model pickups and SUV’s that dropped just below the fuel consumption restriction (because they certainly were big and hefty, and were geared consequently). Therefore the new cars that have been purchased included numerous hybrids that operate on batteries, hype, and hope. Will the purchasers actually pay for them? Additionally the so-called clunker trade-ins had been being totally destroyed–deliberately reduced to trash. Is it right? And many local automobile dealers have however to receive one red cent for the 00 assured for each of the piles of metallic junk. Actually, the entire Cash-4-Clunkers stimulation system ended up being terminated, before numerous dealers being compensated such a thing.

Obviously, hardly any money because of this, or other national program, must originate from an empty treasury. What exactly else is brand-new? If you were to sweep and vacuum all of the bare vaults at Fort Knox, you could produce sufficient gold-dust to make one tiny wedding band. But, why bother? Marriage rings tend to be outdated anyway. But promised repayment from federal government sponsored programs apparently work just fine. With this in mind—why perhaps not begin a tax reimbursement program? Handled properly, it may sponsor the maximum consumerism explosion within the reputation for the whole world.

It might work such as this: Every taxpayer in the U.S. would-be entitled to a ,000 reimbursement. Every person avove the age of 10 will be considered a taxpayer and therefore eligible. Since those under 10 try not to generally spend their own money—they would be excluded. We spend income tax, product sales tax, property income tax, gas tax, liquor taxation, tobacco taxation, poll tax, pole taxation, import tax, value-added tax, syntax, sin tax, excise taxation, deluxe taxation, and numerous various other taxes—too taxing to remember. Even unlawful immigrants spend taxes. Considering newest census information, there are 258,694,227 folks older than 10 in U.S. who would qualify for a ,000 reimbursement.

The taxation refund system would begin in October, however it usually takes some time to process the applications. However, since everyone is qualified and promised ,000 by our benevolent government—they begin investing instantly. People give tasks and vouchers to their expected checks. Credit cards growth. Property product sales go through the roof. Developers, technicians, and designers get crazy. Retail sales zoom. The economic growth is from the charts. Banks loan on maximum. However, there clearly was a downside.

The Tax Refund To People in america Program (or T-R-A-P)—as with every federal program—requires significant paperwork. Actually, the T-R-A-P application is 877 pages, and weighs in at 18 pounds 12 ounces. The U.S. Postal Service screams. Tree Huggers, Inc. goes crazy if they recognize the number of national woodlands expected to create that amount of paper—not even considering the lots of of lumber used in housing/construction growth. Al Gore involves Capitol Hill screaming that Nobel additionally created T.N.T. The T-R-A-P snaps shut. Not merely one dime is paid on American taxpayers—yet the economic climate is booming. The tax reimbursement program ends prior to xmas and our wonderful federal government gets control every bank in America in January. Hitler cannot have done it any better.

The two various other significant issues—health treatment and national debt—could be resolved just like quickly. Since our present nationwide government appears to be operating when you look at the Communist-Fascist-Socialist New World Order format – the reason why have they not seen such a facile option right available? It really is Social Protection. Correctly used, personal Security responses the majority of our health treatment and cash woes. It really is so easy, also young people understand most of the aspects. Indeed, many younger Americans can be knowledgeable.

Most younger Us americans know very well what Tweetie-Bird had for breakfast and where Goldi-locks itches. In addition they know that Michael Jackson’s circulatory system included 52percent medications and bleach and just 48per cent genuine blood. And every younger person understands that 40 is old, 50 is actually old, 60 is old, and 65 is ridiculous. & Most people in America – both old and young – realize that our existing personal security measures is considered the most huge Ponzi system ever. Younger folks won’t get a penny of whatever they contribute. So just why wait? You will want to cut-off all payouts from personal protection today? Money will come in, but absolutely nothing fades. Everybody over 65 is eliminated. All their possessions visit big government; and then we can then pay off the national debt, loan money to Asia and Brazil, and underwrite the Euro. SS Agents, definitely, will supervise. Social safety will become the answer rather than the issue.

The total assets of this senior in the usa is a mind-boggling quantity, surpassing the connected wealth of 158 poorer countries internationally. People in Congress (under 65, definitely) can divide-up condos, mansions, properties, etc.– but just one each. Because so many older individuals have resources stashed in off-shore banks, SS soldiers will soon be delivered to seize these reports — combined with the financial institutions and Caribbean Islands in which these are generally located. Everyone knows why these countries should are part of America anyhow.

Numerous tasks are created. Hawaiian document forgers are overrun with sales for delivery certificates showing more recent beginning dates. And, needless to say, numerous jobs become available to develop and operate the Senior Serenity System — something which gets rid of a senior’s aches, discomforts, concerns, and confusion forever. Each facility is made of a rather big caldron, capable of keeping 1000 seniors, a forge furnace, and a conveyer through a tunnel. SS representatives with pitchforks maintain the conveyer operating smoothly. Plentiful corn oil, unused for ethanol, can be used the boiling-in-oil procedure. Regarding 2nd day, the heat achieves 2,200 degrees — then it’s allowed to cool. On the 4th time, funeral parlor employees arrive at skim off burial containers, before any tastes tend to be added. Cinnamon, lemon-lime, and chili all seem to work; however the original “Granny” flavor is by far the most popular – whether for Fido and Rover in “Bow-Wow Chow” or George and Larry in “Wham-Bam Spam”. The menu of brand new tasks and other good implications continues as well as on.

Alaska Caldron # 3 could possibly be built at the conclusion of the Bridge to Nowhere. Video of SS representatives with pitchforks, keeping purchase on a conveyer, can be purchased to evangelists, and therefore are shown on large displays at revivals. Since griping, grouching, frowning, and bitching are not any longer permitted – SS agents enforce our delight. Yippee!

Whilst the elderly vanish, the typical health of this populace improves significantly. Actually, Alzheimer’s hardly ever appears after all, and Erectile Dysfunction becomes relatively uncommon. Assisted living facilities can now take-in the homeless. There is absolutely no even more Medicare or Medicaid. Hospitals today compete, making use of reduced prices. Doctors will need to work for reasonable wages. For example, a normal MD will get twice the minimum-wage. Surgeons get 3 times minimum wage, therefore the Surgeon General gets a whopping 4 times the minimum wage. How can it be anymore fair. Also, it really is discovered that swine flu is a by-product of excessive congressional pork distribute all over the united states – which will be corrected just like shortly as pigs fly. Thank you for visiting this new America!

Jake Von Canon

Please feel free to send to everyone you realize, ever knew, or never understood.

Piano on pier, Jun 2011 – 52
pay off charge card
Image by Ed Yourdon
Another few, another puppy. In history is the nj-new jersey shoreline…

Note: this picture had been published in a Feb 6, 2012 blog site entitled "25 Great Date some ideas for you personally plus Man." Also it was posted in a Jul 2, 2012 blog site entitled "Education, wealth while the place your home is can impact your weight."

Moving into 2013, the photo was published in an Aug 31, 2013 Austin musical Photos weblog with the exact same name and detailed records that I experienced written on this Flickr page.

Moving into 2014, the photo had been published in a Sep 30, 2014 weblog entitled "The 15 Most Readily Useful Cities For Partners." It absolutely was additionally published in a Dec 31, 2014 blog titled "Paying Off Your Spouse’s Financial Obligation Is Nearly Constantly A Poor Idea."

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Many years ago, British artist Luke Jerram created the intriguing notion of dispersing pianos across the town, with an open invite for anyone nearby to walk up and begin playing some thing. Everything. He started in London, and afterwards introduced his festival (known as "Play me personally, I’m Yours") for some 19 metropolitan areas worldwide — including Moscow, Sydney, São Paulo, Barcelona, Bristol, Bath, Birmingham, Cincinnati, San Jose, and Pécs — before coming to nyc in June 2010. Sixty pianos were donated, painted, and "installed" for the five boroughs of New York; and during a period of a couple of weeks, I managed to check out every single one of them (with the exception of two pianos in Queens, which have been vandalized and eliminated before i really could arrive at all of them) and photographed all of them in our Flickr set.

I experienced these types of a great time using the nyc pianos that I examined Luke’s website sporadically to see just what plans he’d for 2011. Along with programs for Geneva, Adelaide, also locations, he scheduled a festival in Austin, TX the thirty days of April, information on which you can see at this website. There have been just 14 pianos in Austin, numerous found over the lake that works through the center associated with town. As with New York, approximately 2/3 of these had been sitting empty and alone when I reached all of them — so there had been only five pianos in which i really could actually hear folks playing music. Per of those five, we made movie recordings; there is all of them on our Internet site.

I wondered whether Luke would be bringing his piano festival back into nyc again in 2011, but another type of group made a decision to jump in first, with a somewhat much more ambitious task: in place of 60 pianos, they placed 88 pianos around the town. The project is called "Sing for Hope"; it acknowledges it was impressed by Luke Jerram, also it promises become the "world’s biggest street piano set up up to now, and it is expected to achieve over two million folks."

The task’s web web site has actually a map showing where all 88 pianos have-been placed, and I decided immediately that it was far more than i really could desire to tackle. Sixty pianos this past year was hard enough; which 12 months, there are twelve just in Staten Island alone, and of course the dozens of various other ones scattered throughout New york, Queens, Brooklyn, and Bronx. Sheesh! So, at least for the time being, i have limited my visits to one piano — the one that’s positioned relatively near to where we stay, and another that i recall from just last year’s event to be very picturesque, situated at the end of a pier that runs out to the Hudson River, at 70th Street regarding Upper West Side of Manhattan.

Clearly, the pier was not built as a showcase when it comes to "Sing for Hope" piano; it absolutely was in fact built by Donald Trump’s real-estate kingdom back 2000, on top of a classic wooden pier which was built a hundred years ago when freighters and barges unloaded their cargo all across the west side of Manhattan. Whenever shipping faded when you look at the 1950s and a few major railroads collapsed into personal bankruptcy, the pier fell into disuse and decay; it was further damaged by an enormous fire in 1971. I recall running right out to the end of the pier into the mid-70s once I existed on Riverside Drive, wondering each and every time whether I became planning operate onto a rotting plank and descend to the river below, not to be heard from once again… But all of that was a long time ago, yet again the new pier is here now for everybody to take pleasure from, nobody recalls the annals.

Therefore … this Flickr set contains some pictures of piano in its devoted place, including a couple of brief movies of numerous New Yorkers playing whatever songs appeals to them. There have been all brand new Yorkers, and perhaps various visitors and tourists, who had no interest in the piano, but which just desired to enjoy the weather and the terrific view down and up the lake; I photographed a lot of them also. In the river, there have been barges and tugboats, kayaks and jet-skis, sailboats and yachts … and two quite amazing ships I’ve previously seen, flying an American banner with a huge "Gay Pride" flag that looked big enough to wrap around the complete ship.

Altogether, it absolutely was a great way to spend a couple of hours on a warm Sunday mid-day. And these pictures are going to be uploaded over a three-day vacation week-end when there will be an even much better excuse to hustle down seriously to the pier to pay a couple of hours: the annual Fourth of July fireworks show. If you’re down truth be told there, look around for a crazy man with a camera: it might be me.

Q2 2008 Bank Card Offers
pay off bank card
Image by jcarter
These are all of our bank card offers from April through June 2008. The very first quarter letters tend to be right here:

flickr.com/photos/jcarter/2398075003/

It looks like my attempts to opt-out associated with the provides tend to be paying off; we only got 13 letters this quarter, down from 30 last one-fourth.

Cool Pay Off Charge Card photos

Cool Pay Off Charge Card photos

Take a look at these pay back bank card pictures:

45/365 Strange Problems
pay off credit card
Image by svenstorm
Day 45 of 365

I’m nevertheless waiting for my 0 eco boost check from George W. i’ve this worry that i’ll be some of those those who fall through the cracks and never get a check because really getting passed 0 appears too-good to be real. I wish I could state I had some thing awesome that the 600 is going towards, or at the least towards a vaccation or something like that, but truly, it really is most likely all going towards paying off a credit card. And maybe Guitar Hero.

Read me the page infant, cannot exclude the words.
Tales and cigarettes destroyed resides of lower girls and I also wanna know..
Cos i really want you to know…
And it’s an unusual problem
Each day in prison, it’s got me personally regarding my mind and I also do not know the things I emerged for…

Odd Conditions – Pete Yorn

most useful credit card bill EVAR! (298/365)
pay off charge card
Image by reallyboring
Cannot make much cash recharging 27.5percent on a zero balance, could you, assholes?

Nice Debt Management photos

Nice Debt Management photos

Check out these debt management images:

Psyche Bend Pump House 1891
debt management
Image by denisbin
the Chaffey brothers of Canada were such amazing visionaries that they could see how this semi-desert country could be transformed into a fruit bowl with verdant growth. Their foresight was remarkable. Their story is almost amazing. In 1884 the Victorian Premier, Alfred Deakin (later PM of Australia) went to California to visit irrigated colonies as Victoria had suffered a long drought from 1877-84. There he met George and William Chaffey and invited them to come and work irrigation miracles in Victoria. The concept was for the Chaffey brothers to buy the land and water rights at a low price, start irrigation and develop the land and sell it on at a high price. The Victorian government in 1886 gave the Chaffey brothers 250,000 acres of land on the old Mildura sheep station on the Murray for an irrigated colony development. The Chaffeys had to build pumping stations to obtain the water from the river, dig water canals and trenches, clear the land, level it for irrigation and then sell it. Their agreement with the government meant they had to spend £300,000 on these improvements over 20 years. They advertised for investors in California and Canada where they were already known as well as Melbourne and Adelaide. They advertised the 10 acre fruit blocks as grape, fruit orchard and orange grove lands. The Chaffeys began work in 1887 led by William. Younger brother Charles went to oversee the development of Renmark in SA. William selected 200 acres for himself near the Psyche Bend Pumping Station and now the site of the Chateau Mildura Winery. William Chaffey established this in 1888 one year after settlement work began. They hoped to irrigate 33,000 acres in the first stage. By 1890 3,300 people were living in the Mildura district. But the land boom of the 1880s collapsed around 1890 as Australia headed into drought and a major economic depression. Consequently the Chaffeys went bankrupt in both Mildura and Renmark in 1895. A Victorian Royal Commission in 1896 found the Chaffeys responsible for the collapse of the irrigated colonies. The Chaffeys certainly advertised and painted a rosy picture of the prospects of Mildura and Renmark but such a grandiose scheme without government financial backing was doomed to failure in Australia, especially when a worldwide economic depression hit it.

All that William had left after their bankruptcy was his winery, 200 acres of irrigated fruit block and the mansion he had built earlier in 1889 called Rio Vista (river view). William worked like any other fruit blocker. He unsuccessfully tried to sell Rio Vista but could not find a buyer. He helped the area establish a dried fruit marketing board and he earned the respect of the citizens of Mildura. He became President of the shire council in 1903 and the first city Mayor in 1920. He was so admired by the town residents that they presented him with a Ford motor car in 1911. He eventually paid off his debts to the Victorian government. He died at Rio Vista in 1926. There is now a fine statue of him in the centre of Deakin Avenue- the main street- named after the Victorian Premier and later Australian Prime Minister, Alfred Deakin. It was erected in 1929. This street is also one of the longest avenues in the world at 12.1 kms in length!

Throughout this period most of William’s income came from the winery. It produced table wine until around 1900 when it switched to fortified wines (sherry and port) and the distilling of brandy. Transport of produce was difficult until the railway arrived in Mildura in 1903. In 1910 he formed the larger Mildura Winery Company with a second distillery at Merbein. After William’s death the brand name was changed to Mildara in 1937. As an adjunct to the winery he established the Australia Dried Fruits Association around 1895. This was a way of using local fruit because there was no transport available for perishable food before the arrival of the railway from Melbourne in 1903. Dried fruit could be stored for a long time and it did not matter if considerable time was taken to get it to the city markets. So Chaffey established the two main products of the Mildura region- wines and spirits and dried fruit. Both were exported to England. William married twice. His first wife and some infant children are buried near the original Mildura Station on the Murray. His second wife is buried near him in Nichols Point cemetery. He was survived by 3 sons and 3 daughters. One later bought Avoca Station from the Cudmores!

Meantime the SA Premier, Sir John Downer offered the Chaffey brothers 250,000 acres of Crown Land at Renmark and they accepted that too. With 500,000 acres to develop the brothers George and William worked hard and their younger brother Charles also came out from California to manage the Renmark operation. The Mildura and the Renmark scheme were losing money so George tried to sell land blocks in the irrigation schemes in London in 1894 but he failed to find a buyer. In December 1894 the Chaffey brothers went into liquidation with huge debts and owing extensive wages to their employees. George then returned to Canada; William stayed on in Mildura; and Charles stayed on in Renmark. Charles Chaffey’s residence in Renmark called Olivewood is owned by the National Trust. It is built in Canadian log cabin style but with Australian verandas. It is probably the oldest residence in Renmark as it was erected in 1889. Charles ran the operation in Renmark until 1904 when he returned to Canada with his family and the bank repossessed the home. It had several owners until acquired by the National Trust in 1979. Only William and his family stayed the course and really developed the Australian irrigation colonies. When the Chaffeys went bankrupt the state governments took over the management and operation of the irrigation colonies with SA setting up the Renmark Irrigation Trust and Victoria the Mildura Irrigation Trust. Another of the legacies of the Chaffeys is the layout of both Renmark and Mildura which are remarkably similar. William Chaffey followed a standard California/USA approach with a wide divided avenue to be the centre thoroughfare of each town, with consecutively numbered streets running across the grand avenue. Streets running parallel to the main avenue had individual names. Hence in Mildura you have Ontario Avenue (reflecting the Chaffey Canadian origins) and San Mateo Avenue (California linkages) etc.

Mildura – founded in 1887.
The town was named after the original Mildura station which in turn was named from a local aboriginal word meaning “red earth”. Pastoralism began in 1847 when squatter Francis Jenkins moved here from NSW. He thought he was in SA! But his occupation was not legal and the leasehold went to Hugh and Bushby Jamieson who called their property of 150,000 acres Mildura. Once the river boat trade began in 1854 they expanded their sheep flock to 10,000. Alexander McEdward bought the property in the 1870s and later the government resumed it for the Chaffeys irrigation colony in 1887. Mildura grew very slowly even after the Chaffeys started their great work of clearing, felling, levelling and pumping water to turn the semi-desert into fruit blocks. The 1890s were economically depressed. The government Irrigation Trust continued the Chaffey work after 1894 and by 1910 the town was well established with a railway station (1903), a large temperance hotel, a school, stores, churches, a Carnegie Library, a public institute and a Working Man’s’ Club. Opposite the railway station was a well patronised river wharf and port. William Chaffey became the first Mildura mayor in 1920 and when the population had reached 15,000 in 1934 the town was declared a city.

Soldier settlers after World War One and Two were offered fruit blocks in the district and in both eras they helped boost the growth and population of the area. Today Mildura has the second busiest airport in Victoria outside the Melbourne area, and it is still growing. It now relies on tourism and retirement living as well as fruit and grape production for its economic output. Its warm climate makes it a favoured retirement spot for southern Victorians!

Mildura Churches.
Some of the churches in Deakin Avenue are worth mentioning. On the corner of Deakin and Eleventh is the Anglican Church on one side and the Presbyterian (now Uniting) on the other. St. Margaret’s Anglican is made of local stone and brick with a squat square church tower. On the next corner of Tenth Street are two outstanding churches- the 1912 Methodist on one side and the 1914 Church of Christ on the other. The Church of Christ is in simple Greek classical style with a triangular pediment, rectangular façade, balustrade along the roof line and some simple columns flanking the door. The former Methodist Church, now an employment agency is most unusual. It is octagonal in shape with alternating layers of red and almost white brick work, with a large dome and minarets on some corners of the eight sides. It looks very much like a Middle Eastern mosque. The building has been given a government grant of 0,000 to restore the former Wesleyan Methodist Church to its former grandeur. It was built in 1912 as the 25th commemoration of the original Chaffey brother’s indenture signing for the Mildura Irrigation Colony (1887). It was designed by Melbourne architect G.B Leith and it was purposefully done in Middle Eastern style.

Art Deco in Mildura.
When wheat and wool prices collapsed during the great depression of the 1930s the demand for wine, spirits and fruit continued. Cities like Mildura continued to expand during the depression and so Mildura, like Renmark and Barmera has some fine Art Deco style buildings constructed in the 1930s, or even a bit later but still in the Deco style. If you go for a morning walk you might like to look out for the Power Supply Company substation in the median strip (built 1936) in Deakin Avenue:; and Etherington’s Jewellery Shop at 85 Deakin (built 1932). This is a great example. In Langtree Avenue look for: Bowring’s Buildings on corner of Eight Street; the former Commercial Bank also on the corner of Eight Street (built 1932); and the T & G Tower on the other corner with Eight Street (built around 1928). Along Langtree look for the former Capital Theatre at 39 Langtree (built 1935). All these buildings have geometric decoration; interesting plaster mouldings; many vertical lines; circles, pyramids and diagonal lines; shiny metal handles and glossy tiles, and design influences from Egypt, Mexico and classical Greek temples.

Storm on the Horizon Rays of Hope
debt management
Image by Merrill College of Journalism Press Releases
Photo: Storm on the Horizon has Rays of Hope shining down across a rural countryside with a barbed wire fence.

COLLEGE PARK, Md. – Innovative University of Maryland research went to print last week in two leading scientific publications. Faculty members and a Ph.D. student from the Department of Geographical Sciences (Behavioral and Social Sciences) highlighted their significant findings on the use of marginal lands for alternative fuel production and global biodiversity research.

AN IDEAL FUEL SOURCE FOR ALTERNATIVE ENERGY

Adjunct Professor César Izaurralde and Ph.D. candidate Ritvik Sahajpal have published a groundbreaking study, titled “Sustainable bioenergy production from marginal lands in the US Midwest,” in the current issue of Nature, that outlines how marginal lands – those deemed unsuitable for food crops – can be used to generate alternative energy fuels by the growth of grasses and non-woody plants (“biomass”) that thrive naturally.

While finding efficient uses for marginal lands is not new, this is the first study of its kind to offer an estimate for the greenhouse gas benefits as well as a concrete assessment on the full-scale potential for marginal lands to produce significant amounts of biomass.

This is also the first study to show that grasses and other non-woody plants that grow naturally on unmanaged lands are sufficiently productive to make ethanol production worthwhile. Researchers are hopeful that alternative fuel production could also be increased by the deliberate selection of the mix of plant species grown on marginal lands.

“With conservation in mind, these marginal lands can be made productive for bioenergy production and, in so doing, contribute to avoid the conflict between food and fuel production,” says Izaurralde, a soil scientist with the Pacific Northwest National Laboratory (PNNL).

Dr. Izaurralde also is a laboratory fellow at the Joint Global Change Research Institute, a collaboration of the PNNL and UMD. Research for the marginal lands project was primarily funded by the Department of Energy’s Great Lakes Bioenergy Research Center, the National Science Foundation (NSF) and Michigan State University, along with the support of UMD and the PNNL. The researchers focused on 10 Midwestern states, drawing from 20 years of data from MSU’s Long-term Ecological Research Site (LTER). A primary goal was to compare and characterize the productivity and greenhouse gas impacts of different crops, such as corn, alfalfa and old-field vegetation.

Beyond generating alternative energy fuels, the benefits for using marginal lands include new revenue for farmers and other landowners. There would also be no inherent carbon debt from land conversion if existing vegetation is used, or if new crops are planted alongside existing vegetation.

The study – published in the January 16 issue of Nature, is called Sustainable bioenergy production from marginal lands in the US Midwest and can be read here: www.nature.com/nature/journal/vaop/ncurrent/full/nature11…

PROMOTING GLOBAL BIODIVERSITY RESEARCH

As part of an international team of co-authors, Professor George Hurtt published ‘Essential Biodiversity Variables’ in the newest issue of Science magazine.

The article finds that while reducing the rate of biodiversity loss and averting dangerous biodiversity change are clearly international goals, the lack of a global observation and information/data delivery system on biodiversity change has proven to be an obstacle to progress.

“Reducing global biodiversity loss, and the loss of habitat on which it depends, is a goal with broad support around the world,” says Professor Hurtt. “Coordinated international monitoring of a common set of essential biodiversity variables should greatly improve the scientific information basis on which the best management decisions can be made.”

The study – published in the January 18 issue of Science, is called Essential Biodiversity Variables and can be read here: www.sciencemag.org/content/339/6117/277.full.pdf?sid=8e02…