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Cool Reverse Mortgage images

Cool Reverse Mortgage images

Some cool reverse mortgage images:

Reverse Mortgage Piggy Bank
reverse mortgage
Image by aag_photos
Image of Reverse Mortgage and Piggy Bank

When using this image please provide photo credit (link) to: www.aag.com per these terms: www.aag.com/retirement-reverse-mortgage-pictures

Nest Egg of Cash
reverse mortgage
Image by aag_photos
Cash in a Nest.

When using this image please provide photo credit (link) to: www.aag.com per these terms: www.aag.com/retirement-reverse-mortgage-pictures

Cool Rewards Credit Card images

Cool Rewards Credit Card images

Some cool incentives bank card pictures:

Carbon fiber organisation card by Pure Steel Cards
rewards credit card
< img alt="benefits credit scores card"src="https://www.freecreditreportcompare.com/wp-content/uploads/2017/07/6515779633_6bbaebe2d7.jpg"size="400"/ > Image by Pure Steel Cards Carbon fiber calling card by Pure Metal Cards Gold business card
rewards credit card
< img alt="rewards credit scores card"src="https://www.freecreditreportcompare.com/wp-content/uploads/2017/07/6465469549_d5af7ef472.jpg"width="400"/ > Photo by Pure Metal Cards be unique with

PureMetalCards.com VIP Membership metal companyrewards credit card
card Photo by Photasia Stainless steel VIP Membership
steel organisation card by PureMetalCards.com

Cool Consumer Credit images

Cool Consumer Credit images

Check out these consumer credit images:

Consumer Credit as of June 2011
consumer credit
Image by eric731
On August 5th, the Federal Reserve released its latest preliminary findings of revolving consumer credit, better known as credit card debt. Credit card debt was up for the month of June 2011 by a whopping 7.9 percent. That was the largest growth in credit card debt this year.

Unfortunately, non-revolving consumer credit went up as well by 7.6 percent in June. That means that the amount of auto loans, student loans, and boat loans went up steadily.

Therefore, overall consumer credit was up 7.7 percent in June which continues the 2011 trend of more consumer debt.

www.faithfulfinances.com/HouseholdDebt/HouseholdDebtClock…

Consumers Building
consumer credit
Image by UIC Digital Collections
Creator: Jenny, Mundie, & Jensen (Consumers Building)

Description: View of the upper part of the Consumers Building (220 South State Street), at the northeast corner of State Street and W. Quincy Street.
Photograph credit: Brubaker, C. William, 1987

Date: 1913 (Consumers Building)
Geographic coverage: Loop (Chicago, Ill.)

Collection: C. William Brubaker Collection (University of Illinois at Chicago)
Repository: University of Illinois at Chicago. Library. [Visual Resources].
Credit Line: Cite as [creator]. [title]. [file name]. [collection].
Rights: This image may be used freely, with attribution, for research, study and educational purposes. For permission to publish, distribute, or use this image for any other purpose, please contact Special Collections and University Archives, University of Illinois at Chicago Library, 801 South Morgan St., Chicago, IL 60607. Phone: (312) 996-2742; email: lib-permissions@uic.edu.
File Name: bru005_06_jF

For more images from the collection, visit collections.carli.illinois.edu/cdm4/index_uic_bru.php?CIS…

Data collection meeting
consumer credit
Image by CIFOR
Facilitators: Raphael Tsanga, Senior Research Officer, Edouard Essiane Mendoula, Research Assistant – Data collection meeting on the flow of wood to the consumer.

Photo by Ollivier Girard/CIFOR

cifor.org

blog.cifor.org

If you use one of our photos, please credit it accordingly and let us know. You can reach us through our Flickr account or at: cifor-mediainfo@cgiar.org and m.edliadi@cgiar.org

Cool Pay Back Charge Card photos

Cool Pay Back Charge Card photos

Check out these pay off bank card photos:

It’s No More Politically Proper Become A Christian In The Us
pay off charge card
Image by Big Gray Mare
My better half, Jake, are going to be 83 years of age in December, in which he can rememebr a time whenever our nation was one individuals who worked together for it’s good, plus the good of each other. Current events in Washington truly upset him, as he watches all he once knew and adored and thought in-being destroyed. He published these about 4 many years or so ago, as his sarcastic answer to the issues we had been facing after that, and then he asked me to post it "all throughout the internet", because he believes these solutions would apply today additionally. Anyhow…here’s Jake:

The “Cash 4 Clunkers” system appears to have been rather successful – at the very least as far as stimulating new vehicle product sales is concerned. However, a lot of the trade-ins were sound, quality, late-model pickups and SUV’s that dropped just below the fuel consumption restriction (because they certainly were big and hefty, and were geared consequently). Therefore the new cars that have been purchased included numerous hybrids that operate on batteries, hype, and hope. Will the purchasers actually pay for them? Additionally the so-called clunker trade-ins had been being totally destroyed–deliberately reduced to trash. Is it right? And many local automobile dealers have however to receive one red cent for the 00 assured for each of the piles of metallic junk. Actually, the entire Cash-4-Clunkers stimulation system ended up being terminated, before numerous dealers being compensated such a thing.

Obviously, hardly any money because of this, or other national program, must originate from an empty treasury. What exactly else is brand-new? If you were to sweep and vacuum all of the bare vaults at Fort Knox, you could produce sufficient gold-dust to make one tiny wedding band. But, why bother? Marriage rings tend to be outdated anyway. But promised repayment from federal government sponsored programs apparently work just fine. With this in mind—why perhaps not begin a tax reimbursement program? Handled properly, it may sponsor the maximum consumerism explosion within the reputation for the whole world.

It might work such as this: Every taxpayer in the U.S. would-be entitled to a ,000 reimbursement. Every person avove the age of 10 will be considered a taxpayer and therefore eligible. Since those under 10 try not to generally spend their own money—they would be excluded. We spend income tax, product sales tax, property income tax, gas tax, liquor taxation, tobacco taxation, poll tax, pole taxation, import tax, value-added tax, syntax, sin tax, excise taxation, deluxe taxation, and numerous various other taxes—too taxing to remember. Even unlawful immigrants spend taxes. Considering newest census information, there are 258,694,227 folks older than 10 in U.S. who would qualify for a ,000 reimbursement.

The taxation refund system would begin in October, however it usually takes some time to process the applications. However, since everyone is qualified and promised ,000 by our benevolent government—they begin investing instantly. People give tasks and vouchers to their expected checks. Credit cards growth. Property product sales go through the roof. Developers, technicians, and designers get crazy. Retail sales zoom. The economic growth is from the charts. Banks loan on maximum. However, there clearly was a downside.

The Tax Refund To People in america Program (or T-R-A-P)—as with every federal program—requires significant paperwork. Actually, the T-R-A-P application is 877 pages, and weighs in at 18 pounds 12 ounces. The U.S. Postal Service screams. Tree Huggers, Inc. goes crazy if they recognize the number of national woodlands expected to create that amount of paper—not even considering the lots of of lumber used in housing/construction growth. Al Gore involves Capitol Hill screaming that Nobel additionally created T.N.T. The T-R-A-P snaps shut. Not merely one dime is paid on American taxpayers—yet the economic climate is booming. The tax reimbursement program ends prior to xmas and our wonderful federal government gets control every bank in America in January. Hitler cannot have done it any better.

The two various other significant issues—health treatment and national debt—could be resolved just like quickly. Since our present nationwide government appears to be operating when you look at the Communist-Fascist-Socialist New World Order format – the reason why have they not seen such a facile option right available? It really is Social Protection. Correctly used, personal Security responses the majority of our health treatment and cash woes. It really is so easy, also young people understand most of the aspects. Indeed, many younger Americans can be knowledgeable.

Most younger Us americans know very well what Tweetie-Bird had for breakfast and where Goldi-locks itches. In addition they know that Michael Jackson’s circulatory system included 52percent medications and bleach and just 48per cent genuine blood. And every younger person understands that 40 is old, 50 is actually old, 60 is old, and 65 is ridiculous. & Most people in America – both old and young – realize that our existing personal security measures is considered the most huge Ponzi system ever. Younger folks won’t get a penny of whatever they contribute. So just why wait? You will want to cut-off all payouts from personal protection today? Money will come in, but absolutely nothing fades. Everybody over 65 is eliminated. All their possessions visit big government; and then we can then pay off the national debt, loan money to Asia and Brazil, and underwrite the Euro. SS Agents, definitely, will supervise. Social safety will become the answer rather than the issue.

The total assets of this senior in the usa is a mind-boggling quantity, surpassing the connected wealth of 158 poorer countries internationally. People in Congress (under 65, definitely) can divide-up condos, mansions, properties, etc.– but just one each. Because so many older individuals have resources stashed in off-shore banks, SS soldiers will soon be delivered to seize these reports — combined with the financial institutions and Caribbean Islands in which these are generally located. Everyone knows why these countries should are part of America anyhow.

Numerous tasks are created. Hawaiian document forgers are overrun with sales for delivery certificates showing more recent beginning dates. And, needless to say, numerous jobs become available to develop and operate the Senior Serenity System — something which gets rid of a senior’s aches, discomforts, concerns, and confusion forever. Each facility is made of a rather big caldron, capable of keeping 1000 seniors, a forge furnace, and a conveyer through a tunnel. SS representatives with pitchforks maintain the conveyer operating smoothly. Plentiful corn oil, unused for ethanol, can be used the boiling-in-oil procedure. Regarding 2nd day, the heat achieves 2,200 degrees — then it’s allowed to cool. On the 4th time, funeral parlor employees arrive at skim off burial containers, before any tastes tend to be added. Cinnamon, lemon-lime, and chili all seem to work; however the original “Granny” flavor is by far the most popular – whether for Fido and Rover in “Bow-Wow Chow” or George and Larry in “Wham-Bam Spam”. The menu of brand new tasks and other good implications continues as well as on.

Alaska Caldron # 3 could possibly be built at the conclusion of the Bridge to Nowhere. Video of SS representatives with pitchforks, keeping purchase on a conveyer, can be purchased to evangelists, and therefore are shown on large displays at revivals. Since griping, grouching, frowning, and bitching are not any longer permitted – SS agents enforce our delight. Yippee!

Whilst the elderly vanish, the typical health of this populace improves significantly. Actually, Alzheimer’s hardly ever appears after all, and Erectile Dysfunction becomes relatively uncommon. Assisted living facilities can now take-in the homeless. There is absolutely no even more Medicare or Medicaid. Hospitals today compete, making use of reduced prices. Doctors will need to work for reasonable wages. For example, a normal MD will get twice the minimum-wage. Surgeons get 3 times minimum wage, therefore the Surgeon General gets a whopping 4 times the minimum wage. How can it be anymore fair. Also, it really is discovered that swine flu is a by-product of excessive congressional pork distribute all over the united states – which will be corrected just like shortly as pigs fly. Thank you for visiting this new America!

Jake Von Canon

Please feel free to send to everyone you realize, ever knew, or never understood.

Piano on pier, Jun 2011 – 52
pay off charge card
Image by Ed Yourdon
Another few, another puppy. In history is the nj-new jersey shoreline…

Note: this picture had been published in a Feb 6, 2012 blog site entitled "25 Great Date some ideas for you personally plus Man." Also it was posted in a Jul 2, 2012 blog site entitled "Education, wealth while the place your home is can impact your weight."

Moving into 2013, the photo was published in an Aug 31, 2013 Austin musical Photos weblog with the exact same name and detailed records that I experienced written on this Flickr page.

Moving into 2014, the photo had been published in a Sep 30, 2014 weblog entitled "The 15 Most Readily Useful Cities For Partners." It absolutely was additionally published in a Dec 31, 2014 blog titled "Paying Off Your Spouse’s Financial Obligation Is Nearly Constantly A Poor Idea."

**************************

Many years ago, British artist Luke Jerram created the intriguing notion of dispersing pianos across the town, with an open invite for anyone nearby to walk up and begin playing some thing. Everything. He started in London, and afterwards introduced his festival (known as "Play me personally, I’m Yours") for some 19 metropolitan areas worldwide — including Moscow, Sydney, São Paulo, Barcelona, Bristol, Bath, Birmingham, Cincinnati, San Jose, and Pécs — before coming to nyc in June 2010. Sixty pianos were donated, painted, and "installed" for the five boroughs of New York; and during a period of a couple of weeks, I managed to check out every single one of them (with the exception of two pianos in Queens, which have been vandalized and eliminated before i really could arrive at all of them) and photographed all of them in our Flickr set.

I experienced these types of a great time using the nyc pianos that I examined Luke’s website sporadically to see just what plans he’d for 2011. Along with programs for Geneva, Adelaide, also locations, he scheduled a festival in Austin, TX the thirty days of April, information on which you can see at this website. There have been just 14 pianos in Austin, numerous found over the lake that works through the center associated with town. As with New York, approximately 2/3 of these had been sitting empty and alone when I reached all of them — so there had been only five pianos in which i really could actually hear folks playing music. Per of those five, we made movie recordings; there is all of them on our Internet site.

I wondered whether Luke would be bringing his piano festival back into nyc again in 2011, but another type of group made a decision to jump in first, with a somewhat much more ambitious task: in place of 60 pianos, they placed 88 pianos around the town. The project is called "Sing for Hope"; it acknowledges it was impressed by Luke Jerram, also it promises become the "world’s biggest street piano set up up to now, and it is expected to achieve over two million folks."

The task’s web web site has actually a map showing where all 88 pianos have-been placed, and I decided immediately that it was far more than i really could desire to tackle. Sixty pianos this past year was hard enough; which 12 months, there are twelve just in Staten Island alone, and of course the dozens of various other ones scattered throughout New york, Queens, Brooklyn, and Bronx. Sheesh! So, at least for the time being, i have limited my visits to one piano — the one that’s positioned relatively near to where we stay, and another that i recall from just last year’s event to be very picturesque, situated at the end of a pier that runs out to the Hudson River, at 70th Street regarding Upper West Side of Manhattan.

Clearly, the pier was not built as a showcase when it comes to "Sing for Hope" piano; it absolutely was in fact built by Donald Trump’s real-estate kingdom back 2000, on top of a classic wooden pier which was built a hundred years ago when freighters and barges unloaded their cargo all across the west side of Manhattan. Whenever shipping faded when you look at the 1950s and a few major railroads collapsed into personal bankruptcy, the pier fell into disuse and decay; it was further damaged by an enormous fire in 1971. I recall running right out to the end of the pier into the mid-70s once I existed on Riverside Drive, wondering each and every time whether I became planning operate onto a rotting plank and descend to the river below, not to be heard from once again… But all of that was a long time ago, yet again the new pier is here now for everybody to take pleasure from, nobody recalls the annals.

Therefore … this Flickr set contains some pictures of piano in its devoted place, including a couple of brief movies of numerous New Yorkers playing whatever songs appeals to them. There have been all brand new Yorkers, and perhaps various visitors and tourists, who had no interest in the piano, but which just desired to enjoy the weather and the terrific view down and up the lake; I photographed a lot of them also. In the river, there have been barges and tugboats, kayaks and jet-skis, sailboats and yachts … and two quite amazing ships I’ve previously seen, flying an American banner with a huge "Gay Pride" flag that looked big enough to wrap around the complete ship.

Altogether, it absolutely was a great way to spend a couple of hours on a warm Sunday mid-day. And these pictures are going to be uploaded over a three-day vacation week-end when there will be an even much better excuse to hustle down seriously to the pier to pay a couple of hours: the annual Fourth of July fireworks show. If you’re down truth be told there, look around for a crazy man with a camera: it might be me.

Q2 2008 Bank Card Offers
pay off bank card
Image by jcarter
These are all of our bank card offers from April through June 2008. The very first quarter letters tend to be right here:

flickr.com/photos/jcarter/2398075003/

It looks like my attempts to opt-out associated with the provides tend to be paying off; we only got 13 letters this quarter, down from 30 last one-fourth.

Cool Bankruptcy images

Cool Bankruptcy images

A couple of good personal bankruptcy photos I located:

New University for Lease
bankruptcy
< img alt="personal bankruptcy"src="https://www.freecreditreportcompare.com/wp-content/uploads/2017/06/2892976321_861d5de582.jpg"size="400"/ > Photo by
elliotharmon Completion of a period

Sign of the Times
bankruptcy
< img alt="personal bankruptcy"src ="https://www.freecreditreportcompare.com/wp-content/uploads/2017/06/3605181501_bff5ca82e3.jpg"size ="400"/ > Picture by cncphotos Hopefully these sort of signs won’t be up a lot longer.

Cool Good Credit Credit Card pictures

Cool Good Credit Credit Card pictures

A couple of great great credit credit card pictures I found:

[149/365]
good credit bank card
Image by a.has
Often you have a truly awesome time where, and even though your organization provided you an extremely great health-insurance-scare as well as your charge card number got stolen (and made use of at JCPenney of most places?), you get to have an incredible dinner with pals, attempt to see Manhattanhenge (and fail) and end the day with this particular.

The top the Rock – 70 stories up- after dark? Is pretty freaking amazing. And one half since high priced because the the top of Empire State Building…and more awesome because you get to *see* the the ESB. 😀

Cool Credit Monitoring images

Cool Credit Monitoring images

Check out these credit monitoring images:

SETI – The Search for Extraterrestrial Intelligence
credit monitoring
Image by encouragement
"The search for extraterrestrial intelligence (SETI) is the collective name for a number of activities undertaken to search for intelligent extraterrestrial life. SETI projects use scientific methods in this search. For example, electromagnetic radiation is monitored for signs of transmissions from civilizations on other worlds. Some of the most well-known projects are run by Harvard University, the University of California, Berkeley, or the SETI Institute. In 1995, the United States federal government ceased funding to SETI projects, forcing them to turn to private funding to continue the search, though in recent years, government funding of SETI has resumed at modest levels."

"There are great challenges in searching the cosmos for signs of intelligent life, including their identification and interpretation. SETI projects use the best available scientific knowledge to conduct experiments, which has traditionally led to searches for electromagnetic radiation emitted by advanced technologies."

-From Wikipedia … the rest of the article is here:
en.wikipedia.org/wiki/SETI

Credit to: Jose Maria Cuellar
www.flickr.com/people/cuellar/
Under Creative Commons License 2.0: creativecommons.org/licenses/by-nc/2.0/
Attribution-Non-Commercial 2.0 Generic as of August 16, 2014
For adaptation of his photo entitled: “Is anyone out there?”
www.flickr.com/photos/cuellar/4116226205
Whereby the portion depicting the radio telescope was first copied and then modified for this image.

All users must grant full credit to all authors and re-license the image (altered or not) via the same Creative Commons license.

Archive: Gulf of Finland (NASA, International Space Station, 07/10/05)
credit monitoring
Image by NASA’s Marshall Space Flight Center
Editor’s Note: for World Water Day, a beautiful retro image from 2005, showing the sunglinted waters of the Gulf of Finland. If water could be set on fire…this is how it would look.

The Gulf of Finland is featured in this image photographed by an Expedition 11 crew member on the international space station. This strongly oblique view shows the Gulf of Finland and Lake Ladoga in the sunglint of late afternoon. The image was taken from the station when the position of the craft lay north of the Caspian Sea, approximately 2,500 kilometers to the southeast on the Russia–Kazakhstan border.

The Neva River appears in sunglint, connecting Lake Ladoga to the gulf. Although not visible, St. Petersburg—the home town of Sergei Krikalev, space station commander when this picture was taken—lies on the Neva River delta. In this view taken with a powerful 400 millimeter lens, sunglint even reveals the causeways to Kotlin Island in the gulf—including some of the details of their construction.

Oblique views reveal marked layers of gray haze generated by air pollution, a common sight over Western Europe. Pollution also renders the bright glint areas a copper color.

About Crew Earth Observations:

In Crew Earth Observations (CEO), crewmembers on the International Space Station (ISS) photograph the Earth from their unique point of view located 200 miles above the surface. Photographs record how the planet is changing over time, from human-caused changes like urban growth and reservoir construction, to natural dynamic events such as hurricanes, floods and volcanic eruptions. A major emphasis of CEO is to monitor disaster response events in support of the International Disaster Charter (IDC). CEO imagery provides researchers on Earth with key data to understand the planet from the perspective of the ISS. Crewmembers have been photographing Earth from space since the early Mercury missions beginning in 1961. The continuous images taken from the ISS ensure this record remains unbroken.

Image credit: NASA

Original image:
spaceflight.nasa.gov/gallery/images/station/crew-11/html/…

More about space station research:
www.nasa.gov/mission_pages/station/research/index.html

View more photos like this in the "NASA Earth Images" Flickr photoset:
www.flickr.com/photos/28634332@N05

_______________________________
These official NASA photographs are being made available for publication by news organizations and/or for personal use printing by the subject(s) of the photographs. The photographs may not be used in materials, advertisements, products, or promotions that in any way suggest approval or endorsement by NASA. All Images used must be credited. For information on usage rights please visit: www.nasa.gov/audience/formedia/features/MP_Photo_Guidelin…

Cool Pay Off Charge Card photos

Cool Pay Off Charge Card photos

Take a look at these pay back bank card pictures:

45/365 Strange Problems
pay off credit card
Image by svenstorm
Day 45 of 365

I’m nevertheless waiting for my 0 eco boost check from George W. i’ve this worry that i’ll be some of those those who fall through the cracks and never get a check because really getting passed 0 appears too-good to be real. I wish I could state I had some thing awesome that the 600 is going towards, or at the least towards a vaccation or something like that, but truly, it really is most likely all going towards paying off a credit card. And maybe Guitar Hero.

Read me the page infant, cannot exclude the words.
Tales and cigarettes destroyed resides of lower girls and I also wanna know..
Cos i really want you to know…
And it’s an unusual problem
Each day in prison, it’s got me personally regarding my mind and I also do not know the things I emerged for…

Odd Conditions – Pete Yorn

most useful credit card bill EVAR! (298/365)
pay off charge card
Image by reallyboring
Cannot make much cash recharging 27.5percent on a zero balance, could you, assholes?

Cool Credit Agencies images

Cool Credit Agencies images

Various good credit bureaus pictures i came across:

Mrs. Brooks Martin, Jackie and Kathy (twins). 1st place winners, Family Group, Alcorn County Farm Bureau, Corinth.
credit reporting agencies
Image by Mississippi Department of Archives and History
Range: Mississippi Farm Bureau Federation Range
Call quantity: PI/2010.0002/Series II
System ID: 106494.
Connect to the catalog

Mrs. Brooks Martin, Jackie and Kathy (twins). first destination winners, Family Group, Alcorn County Farm Bureau, Corinth.

Please see our profile page for information about ordering.

Scanned as TIFF in 2011/10/17 by MDAH.

Credit: Courtesy of the Mississippi Department of Archives and History

Sisyrinchium
credit reporting agencies
Image by BLMOregon
Scientific name: Sisyrinchium
Typical name: Blue-Eyed Lawn

Spring is here now while the flowers come in complete bloom at certainly one of Oregon’s normal treasures.

Located on the western side of Eugene, Oregon, the western Eugene Wetlands (WEW) is a beautiful and unusual area of grassland habitats. Composed of not as much as one per cent for the initial indigenous wet prairie, the WEW hosts over 200 species of wildflowers, flowers, wild birds, and pets, including four threatened and endangered species: Fender’s blue butterfly, Kincaid’s lupine, Bradshaw’s lomatium, and Willamette daisy.

The BLM’s Eugene District, in collaboration along with other Rivers to Ridges lovers, works to protect and restore this important wetland ecosystem into the Southern Willamette Valley. This excellent project requires national, condition, and neighborhood agencies, along with non-profit companies, working together to control places and resources in an urban area for numerous general public benefits. Each year, Willamette sources & Educational system (WREN) provides hands-on, minds-on ecological knowledge to over 1,500 neighborhood students.

Picture credits: Christine Williams, Mackenzie Cowan, Sandra Miles, Sally Villegas, and West Eugene Wetlands staff.

For directions or even to prepare a visit into West Eugene Wetlands: on.doi.gov/10IIPkt

34434705605_7e206eba21_o
credit agencies
Image by United States Division of State
Ca’s Temblor Number

Radiant splashes of shade from the Temblor Range throughout the Super Bloom in Carrizo Plain nationwide Monument.

The 2017 Superbloom over the southwest ended up being someone to bear in mind. Visitors to secure managed by the Bureau of Land Management in Arizona, Ca, and Nevada recorded the Superbloom following annually of unprecedented precipitation when you look at the western with amazing photographs while the hashtag #TracktheBloom. Participating people in the general public submitted pictures regarding the superbloom on a regular basis together with #TracktheBloom promotion has received impressive media coverage through the New York instances, the Washington Post, the l . a . instances, and ABC News, to call just a couple of.

Photo credit: croft.de via Bureau of Land Management

www.flickr.com/photos/mypubliclands/34434705605/

Cool Second Mortgage images

Cool Second Mortgage images

Some cool second mortgage images:

Franklin and Eleanor (FDR Bio, part 1)
second mortgage
Image by Tony Fischer Photography
(FDR Biography, Part One)

Franklin D. Roosevelt was born in Hyde Park, New York on January 30, 1882, the son of James Roosevelt and Sara Delano Roosevelt. His parents and private tutors provided him with almost all his formative education. He attended Groton (1896-1900), a prestigious preparatory school in Massachusetts, and received a BA degree in history from Harvard in only three years (1900-03). Roosevelt next studied law at New York’s Columbia University. When he passed the bar examination in 1907, he left school without taking a degree. For the next three years he practiced law with a prominent New York City law firm. He entered politics in 1910 and was elected to the New York State Senate as a Democrat from his traditionally Republican home district.

In the meantime, in 1905, he had married a distant cousin, Anna Eleanor Roosevelt, who was the niece of President Theodore Roosevelt. The couple had six children, five of whom survived infancy: Anna (1906), James (1907), Elliott (1910), Franklin, Jr. (1914) and John (1916).

Roosevelt was reelected to the State Senate in 1912, and supported Woodrow Wilson’s candidacy at the Democratic National Convention. As a reward for his support, Wilson appointed him Assistant Secretary of the Navy in 1913, a position he held until 1920. He was an energetic and efficient administrator, specializing in the business side of naval administration. This experience prepared him for his future role as Commander-in-Chief during World War II. Roosevelt’s popularity and success in naval affairs resulted in his being nominated for vice-president by the Democratic Party in 1920 on a ticket headed by James M. Cox of Ohio. However, popular sentiment against Wilson’s plan for US participation in the League of Nations propelled Republican Warren Harding into the presidency, and Roosevelt returned to private life.

While vacationing at Campobello Island, New Brunswick in the summer of 1921, Roosevelt contracted poliomyelitis (infantile paralysis). Despite courageous efforts to overcome his crippling illness, he never regained the use of his legs. In time, he established a foundation at Warm Springs, Georgia to help other polio victims, and inspired, as well as directed, the March of Dimes program that eventually funded an effective vaccine.

With the encouragement and help of his wife, Eleanor, and political confidant, Louis Howe, Roosevelt resumed his political career. In 1924 he nominated Governor Alfred E. Smith of New York for president at the Democratic National Convention, but Smith lost the nomination to John W. Davis. In 1928 Smith became the Democratic candidate for president and arranged for Roosevelt’s nomination to succeed him as governor of New York. Smith lost the election to Herbert Hoover; but Roosevelt was elected governor.

Following his reelection as governor in 1930, Roosevelt began to campaign for the presidency. While the economic depression damaged Hoover and the Republicans, Roosevelt’s bold efforts to combat it in New York enhanced his reputation. In Chicago in 1932, Roosevelt won the nomination as the Democratic Party candidate for president. He broke with tradition and flew to Chicago to accept the nomination in person. He then campaigned energetically calling for government intervention in the economy to provide relief, recovery, and reform. His activist approach and personal charm helped to defeat Hoover in November 1932 by seven million votes.

The Depression worsened in the months preceding Roosevelt’s inauguration, March 4, 1933. Factory closings, farm foreclosures, and bank failures increased, while unemployment soared. Roosevelt faced the greatest crisis in American history since the Civil War. He undertook immediate actions to initiate his New Deal. To halt depositor panics, he closed the banks temporarily. Then he worked with a special session of Congress during the first "100 days" to pass recovery legislation which set up alphabet agencies such as the AAA (Agricultural Adjustment Administration) to support farm prices and the CCC (Civilian Conservation Corps) to employ young men. Other agencies assisted business and labor, insured bank deposits, regulated the stock market, subsidized home and farm mortgage payments, and aided the unemployed. These measures revived confidence in the economy. Banks reopened and direct relief saved millions from starvation. But the New Deal measures also involved government directly in areas of social and economic life as never before and resulted in greatly increased spending and unbalanced budgets which led to criticisms of Roosevelt’s programs. However, the nation-at-large supported Roosevelt, elected additional Democrats to state legislatures and governorships in the mid-term elections.

Another flurry of New Deal legislation followed in 1935 including the establishment of the Works Projects Administration (WPA) which provided jobs not only for laborers but also artists, writers, musicians, and authors, and the Social Security act which provided unemployment compensation and a program of old-age and survivors’ benefits.

Roosevelt easily defeated Alfred M. Landon in 1936 and went on to defeat by lesser margins, Wendell Willkie in 1940 and Thomas E. Dewey in 1944. He thus became the only American president to serve more than two terms.

(Part Two of this biography is posted under the photo of their grave)

source: FDR library
photo: FDR collection, Hyde Park