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How Auto Loans Work – Bad Credit Car Loans

How Auto Loans Work – Bad Credit Car Loans

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How To Get A Bad Credit Car Loan With No Money Down | Car Loan Cowboy

How To Get A Bad Credit Car Loan With No Money Down | Car Loan Cowboy

How to get a bad credit car loan with no money down for a new or used car in the USA: http://www.carloancowboy.com
Are you looking for a bad credit auto loan because your credit is road Kill?
Do you want to get financed for a great new or used car but have little or no money for a down payment?
This short video will show you how to get financed for an auto loan from anywhere in the good ole USA if you have no credit, bad credit or even a past bankruptcy.
We made this video because we know how stressful it can be, going to multiple car dealerships and banks, trying to get financed for an auto loan, only to get rejected due to credit problems.
All you want is to choose a great new or used car, truck or SUV that you and your family love and then get financed for it.
You probably need a car fast so need a bad credit car loan fast!
You also want the best possible interest rate with monthly payments you can afford.
And if you have little or no money for a down payment, you need a dealer who offers flexible down payment options.
So if you don’t know where to turn or what to do next, don’t worry buckaroo, Car Loan Cowboy.com has got you covered!
CarLoanCowboy.com has partnered with the LEADING bad credit auto loan online application that’s getting car buyers financed RIGHT NOW…with a 93% approval rate!
Here’s all have to do… Just click on the link under this video or go to CarLoanCowboy.com RIGHT NOW and apply on the EASY and very SECURE application.
Now based on the information you provide, you’ll quickly be matched up with a reputable dealer who’s right for your situation.

The dealer will discuss all your options and will then fight to get you financed.

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This application scores BIG for Fast Online Processing – which means if you apply right now, you could be driving around your neighborhood in your new car as soon as today.
And if you’re low on cash, there’s flexible down payment options – even no money down options are available for some car buyers.
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Here are the basic qualifications for an auto loan:

Are you 18 or older…?

…Have a full time job or guaranteed fixed income?

…Make at least fifteen hundred dollars a month before taxes…?

And are you a current legal US resident…?

If you said yes to all these qualifications, you’re already in great shape, even if you have credit problems.

And don’t forget, no money down or zero money down financing options available for some car buyers.

Get pre-approved now, so when you go to the dealership, you’re in control!…and these guys can take a hike!
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What should you do with your car after a divorce? If your ex-spouse doesn’t pay can it affect your credit? Today we discuss the problems separated couples face when dealing with a cosigned auto loan after a separation.
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Nice Bad Credit Car Loan photos

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Having bad credit is both scary and depressing especially when it seems everything you want to own, is just above your financial means.

A poor credit history and credit score can either prevent you from qualifying for a low interest loan or possibly from not getting that new car or dream home.

Typically, a bad credit score is considered a number below 600. Failure to repay a borrowed amount, maxing out on credit card limits, and bankruptcy are but a few contributing factors that will have a negative affect on your credit history.

Making the effort to repair or reverse these trends will not only increase your overall credit score but will improve your chances of securing that much needed loan or credit card.

That Was the Year That Was – 1986
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1986 Following a number of trouble free years in Space Exploration the Space Shuttle Challenger explodes shortly after take off watched by people live on TV around the world. The Internet Mail Access Protocol defined which opens the way for E-Mail and the same year the Human Genome Project is launched to understand the Human Makeup , this will open the way for great advances in the treatment of many illnesses. The worst ever Nuclear Disaster occurs as the Chernobyl Nuclear Power Station Explodes causing the release of radioactive material across much of Europe. In the UK (BSE), commonly known as mad cow disease is identified which causes many deaths over the next few years and a major reform in farming practices.

In the year the Swedish Prime Minister, Olof Palme was assassinated in Stockholm, a nuclear reactor at Chernobyl (Ukraine) exploded, and Samora Machel, the President of Mozambique, died in a plane crash. In the world of music, the most dominant chart-toppers, each with 4 weeks at number 1, were Billy Ocean, the Communards, Berlin and the Christmas hit by Jackie Wilson ‘Reet Petite’.

The mid-1980s were a time of economic uncertainty coming on the back of a deep recession. In 1986, Margaret Thatcher was Prime Minister, Sir Alex Ferguson had just become manager of Manchester United and a soap opera called Eastenders had been running for a year. The year began with a bitter winter and average February temperatures of -1.2C (29.8F). Newspaper printers and police clashed outside News International’s printing plant in Wapping as thousands of demonstrators protested at new working conditions and the move to east London from the famous Fleet Street.

The US launched air strikes against Libya, killing dozens of people in Tripoli after President Reagan said Colonel Gaddafi’s country was behind a night club bombing in West Berlin that killed two American soldiers. Lady Thatcher had supported the campaign. At home, a new series called Bread was aired for the first time, depicting life in Lady Thatcher’s Britain. Set in Liverpool and featuring the Boswell family, the sitcom became the biggest show in the UK as it responded to the troubles many were facing at the time. The show followed the Catholic family’s struggles with money – hence the title – and attracted more than 21 million viewers when Aveline married the Protestant vicar Oswald in 1988.

Assembled In Britain (1986)

BMC Sows The Seeds Of It’s Own Destruction With The Mini?

www.youtube.com/watch?v=DIo_uJ2qiCI

The Christmas Day TV of Christmas 1986 proved to be a major success for the BBC…

Christmas 1986 will be long remembered for the incredible ratings achieved by BBC1 due to some very canny scheduling. But what else was going on at the time?

In the News: 1986 saw the wedding of Prince Andrew to Sarah Ferguson, in an age when Royal Weddings still meant something. Press barons Rupert Murdoch and Robert Maxwell entered a newspaper circulation war. In a key year for the press, The Independent newspaper was launched and Eddie Shah launched the first full colour daily tabloid, Today.

In Sport: Maradona’s "hand of god" sank England’s chances in the Mexico World Cup. On the domestic front, Liverpool topped Division One and beat rivals Everton to the FA Cup. Oxford United won the League Cup. Frank Bruno was stateside in the big boxing clash of the year against Tim Witherspoon, while Edinburgh hosted the Commonwealth games. Motor racing driver Nigel Mansell was named BBC Sports Personality for 1986

Top of the charts: An unlikely Christmas hit for The Housemartins with the acapella Caravan of Love. Europe’s anthemic Final Countdown was at number three whilst at number two a clever claymation video ensured Reet Petite by the late Jackie Wilson was bound for the summit.

At the Box Office: Paul Hogan’s Crocodile Dundee began a nine week stay at the top holding off the fantasy adventure Labyrinth. Back To The Future was the biggest film in the UK in 1986 followed by Rocky IV, Out Of Africa and Top Gun. Brit comedy Clockwise, which starred John Cleese at his manic best, came a creditable eighth.

On TV Christmas Day (Thursday December 25th 1986)

BBC1
8am Play School
8,20am The Muppet Babies
8.45am Roland Rat-The Series
9.10am Papa Panov’s Special Day
9.25am This Is the Day
10am FILM: The Pure Hell of St.Trinians
11.30am Christmas Morning With Noel
1.25pm Every Second Counts
2pm Top Of The Pops Christmas Party
3pm The Queen
3.10pm FILM: Annie, The Musical
5.15pm News
5.25pm Russ Abbott Christmas Show
6pm Just Good Friends
6.35pm EastEnders (Part One)
7.05pm Only Fools And Horses: A Royal Flush
8.20pm Miss Marple: Murder At The Vicarage
10pm EastEnders (Part Two)
10.30pm News
10.40pm FILM: Educating Rita
12.30am Weather

ITV
6.15am TV AM
9.25am Disney At Christmas
10.00am Christmas Family Service
11.00am He Man and She Ra Christmas Special
11.40am FILM: Swiss Family Robinson
2pm Ark Royal Rock Show
3pm The Queen
3.10pm FILM: Dumbo
4.20pm Strike It Lucky!
4.55pm News
5pm Cinderella-pantomime
6.30pm FILM: Never Say Never Again
9pm A Duty Free Christmas
10pm News
10.10pm Agatha Christie’s Dead Man’s Folly

1986 saw Michael Grade’s sweeping changes come to fruition.This was the year of the EastEnders Christmas specials when an incredible 30 million viewers were glued to the soap opera as Den and Angie finally ended their turbulent marriage. The Radio Times even carried phone numbers to call "if you were affected by the issues raised". Commendable, but not really what you want to see on the Christmas Day billings pages…

At 11.30am Noel Edmonds presented a live show from the top of the Telecom tower. The show’s format had undergone some changes since its inception in 1984 as The Live, Live Breakfast Christmas Show, most notably a necessary name change. This year we were perhaps surprised to see Noel at all on Christmas Day given only weeks earlier the death of Michael Lush had ended his Late, Late Breakfast Show in the most tragic circumstances.

Annie was the big afternoon kids film and the early evening featured specials from Russ Abbot (a recent recruit from ITV) and the last-ever Just Good Friends. In the middle of the EastEnders "sandwich" was the now traditional Only Fools and Horses. In a surprisingly subdued episode, played without canned laughter, Rodney fell for an uppercrust Duke’s daughter, only for Del to see an opportunity to join the country set. Joan Hickson’s Miss Marple investigated The Murder at The Vicarage. BBC1’s late film was a premiere for Educating Rita, Willy Russell’s witty campus comedy starring Michael Caine and Julie Walters.

Meanwhile on ITV, cartoons were the order of the day with a He Man and She Ra Christmas Special and the classic Disney film Dumbo. Michael Barrymore was making his name with Strike It Lucky! and James Bond was an ITV Christmas tradition, this year in the form of a be-wigged Sean Connery making his return after a 12 year break in Never Say Never Again. The film was dismissed by the regular Bond producer Cubby Broccoli, who feared it might harm the chances of Roger Moore’s Octopussy. Duty Free presented an extended holiday episode in keeping with most sitcoms of the time. ITV also screened an Agatha Christie mystery Dead Man’s Folly, to pick up viewers from Miss Marple no doubt.

BBC2 celebrated the directorial work of Vincente Minnelli (Liza’s dad) in the alliteratively titled Minnelli Musical. Later, there was a live Christmas concert from Amsterdam, while the classic Jack Lemmon/Walter Matthau film The Fortune Cookie was a part of a short season of Billy Wilder films. BBC2 celebrated the 85th birthday of composer Aaron Copeland and then screened Edith and Marcel, a film drama based on the obsessive and destructive relationship between 40s French icons, Edith Piaf and Marcel Cerdan.

A true Geek highlight followed the film as Robert Powell told the first of five "chilling tales for dark winter nights". MR James’ The Mezzotint was tonight’s chiller. If the premise seems a bit Jackanory then it would come as no surprise the Jackanory production team were behind the series! Billy Wilder film Fedora was BBC2’s Christmas Day late film. Channel Four only four years old already had something of a tradition in the regular Christmas Day showing of Raymond Briggs animation The Snowman…

And in the Radio Times…
Oh dear! Okay, so I’m no fan of soap opera (least of all EastEnders) but for the Christmas issue of the (then) best-selling magazine in Britain this is, quite frankly, an awful cover. This just feels calculated at worst and lazy at best. To be fair, EastEnders was huge at the time so it would certainly generate sales yet when everyone who wanted a BBC Christmas listings guide had to buy RadioTimes there is little reason the cover should be anything other than purely decorative. This was the only year I’ve felt embarrassed buying the magazine.

On the positive side it was followed by two beautifully illustrated covers for Christmas 1987 and 1988. Tellingly perhaps, the 1988 issue is officially the biggest magazine sale ever in this country. Some 11.2 million people purchased the magazine that year. As for this one? Just over ten million sales…

1986 Timeline

January – Production of the Vauxhall Belmont compact saloon begins, giving buyers a traditional saloon alternative to the Astra hatchback and estate models.

9 January – Michael Heseltine resigns as Defence Secretary over the Westland affair.

After three successive monthly falls in unemployment, the jobless count for December 1985 increased by nearly 15,000 to 3,181,300.

12 January – Game show Catchphrase begins on ITV hosted by Roy Walker along with the computer generated character Mr. Chips.

20 January – The United Kingdom and France announce plans to construct the Channel Tunnel, which they hope to open by the early 1990s.

24 January – Leon Brittan resigns as Trade and Industry Secretary over the Westland affair.

31 January – Unemployment for this month has increased to 3,204,900 – a postwar high which accounts for 14.4% of the workforce.

February – Heavy snow and sub zero temperatures affected most of Britain during the month.

6 February – The government scraps plans to sell Austin Rover to Ford.

12 February – The Franco-British Channel Fixed Link Treaty is signed at Canterbury as the Channel Tunnel plans move forward.

15 February – In the Wapping dispute, fifty-eight people are arrested by police at a demonstration.

17 February – The UK signs the Single European Act.

4 March – The national tabloid newspaper Today launches. It pioneers the use of computer photo typesetting and full-colour offset printing at a time when British national newspapers are still using Linotype machines and letterpress.

5 March – The High Court disqualifies and fines 81 Labour councillors for failing to set a rate.

13 March – The Sun newspaper alleges that comedian Freddie Starr ate a live hamster.

18 March – Inheritance Tax replaces Capital Transfer Tax.

19 March – Buckingham Palace announces the engagement of Prince Andrew to Sarah Ferguson; they will be married later this year.

23 March – Chelsea are the first winners of the Football League’s new Full Members Cup, beating Manchester City 5-4 in the final at Wembley, although Manchester City clawed the deficit to a single goal in the last five minutes after being 5-1 down.

29 March – The first high-speed catamaran ferry is introduced into service in the British Isles, HSC Our Lady Patricia on Sealink British Ferries’ Portsmouth–Ryde passage.

31 March – The Greater London Council is abolished, as are the metropolitan county councils of West Midlands, Greater Manchester, Merseyside, Tyne and Wear, West Yorkshire and South Yorkshire.

A fire causes extensive damage at Hampton Court Palace in Surrey.

The Haig Pit, Whitehaven, Cumbria closes.

April – Hanson Trust concludes its takeover of the Imperial Group for £2.5 billion.

7 April – Clive Sinclair sells rights to ZX Spectrum and other inventions to Amstrad.

15 April – The government’s Shops Bill 1986, which would have liberalised Sunday shopping, is defeated in the House of Commons on its second reading: the Thatcher government’s only defeat in the Commons.

17 April – Journalist John McCarthy is kidnapped in Beirut, where three other hostages are found dead. The Revolutionary Cells (RZ) claims responsibility as revenge for the recent American bombing of Libya.

A treaty is signed, ending the supposed Three Hundred and Thirty Five Years’ War between the Netherlands and the Isles of Scilly.

20 April – Oxford United, who only joined the Football League in 1962 and are in the First Division for the first time, win the Football League Cup with a 3-0 win over Queens Park Rangers at Wembley.

28 April – The first phase of the MetroCentre, Europe’s largest indoor shopping centre, in Gateshead, is opened. The remainder of the centre is set to open this autumn.

29 April – The Duchess of Windsor is buried at Frogmore.

30 April – Rioting erupts overnight in prisons across Britain. Dozens of prisoners escape, while prisoners at Stafford Prison set the prison canteen alight by smashing windows and dumping a burning mattress onto the roof. The worst disturbances come at Northeye Prison in Sussex, where a 70-strong mob of prisoners takes over the jail and sets fire to the canteen, hospital wing and sports hall.

May – The last Talbot badged passenger cars are built in Britain and France by Peugeot, who will continue making their own cars at the former Rootes Group plant near Coventry and the former Simca production facilities in France. Peugeot is to continue the Talbot brand for commercial vehicles, and production of the Horizon range will continue in Spain and Finland until next year.

2 May – Liverpool win the Football League First Division title for a record 16th time after winning 1-0 at Chelsea. Kenny Dalglish, in his first season as the club’s player-manager, scores the goal which gives Liverpool the title.

8 May – Labour makes large gains in local council elections, collecting 37% of the votes nationally compared to the Conservatives on 34% and the Alliance on 26%.

These are the first national elections to be held since the recent abolition of the metropolitan councils.

10 May – The first all Merseyside FA Cup final ends in a 3–1 win for Liverpool over Everton, who become only the third team this century to win the double, having already secured the Football League First Division title.

21 May – The Harrison Birtwistle opera The Mask of Orpheus premiers in London.

10 June – Patrick Joseph Magee found guilty of the Brighton hotel bombing of 20 months ago and sentenced to life imprisonment.

12 June – Derek Hatton, leader of Liverpool council, is expelled from the Labour Party for belonging to the entryist Militant group.

Austin Rover is renamed the Rover Group four years after the name change from British Leyland.

22 June – The England national football team’s hopes of winning the World Cup are ended with a 2–1 defeat in the quarter-finals by Argentina, a game in which Diego Maradona is allowed a blatantly handballed goal.

23 June – Patrick Magee is jailed for life for the Brighton bombing of October 1984 as well as other IRA bombings.

24 June – Ian Paisley’s Democratic Unionist Party stage protest at dissolution of Northern Ireland Assembly.

29 June – Richard Branson beats the speed record for a transatlantic crossing by boat in Virgin Atlantic Challenger II but is denied the Blue Riband award.

The World Cup ends in Mexico with Argentina as winners and West Germany runners-up, but England’s Gary Lineker wins the Golden Boot, having finished as the competition’s leading scorer with six goals. Lineker, who has been at Everton for the last year and was the First Division’s top scorer, is reported to be on the verge of a transfer to FC Barcelona of Spain.

July – Nissan begins production of the Bluebird at its landmark factory near Sunderland.

1 July – Gary Lineker becomes the most expensive British footballer ever in a £2.75 million move from Everton to FC Barcelona.

2 July – 24 hours after Gary Lineker’s transfer, Ian Rush sets a new transfer record for a British footballer when he agrees a £3.2 million move from Liverpool to Juventus of Italy, but is loaned back to Liverpool for a season and will not play his first game for Juventus until at least August 1987.

4 July – A policeman is cleared of the manslaughter of five-year-old John Shorthouse, who was killed in an armed raid on a house in Birmingham in August last year.

10 July – Austin Rover launches its new Honda-based Rover 800 executive car, which replaces the decade-old Rover SD1 and is part of a joint venture with Japanese carmaker Honda. The car will also be sold in America under the Sterling marque. The Honda version will be badged as the Honda Legend.

12 July – Rioting breaks out at Portadown in Northern Ireland between Protestants and Catholics.

17 July – It is announced that unemployment rose to 3,220,400 in June. It has now exceeded 3 million for nearly five years.

21 July – A report finds that 20% of British children are now born out of wedlock.

23 July – Prince Andrew, Duke of York, marries Sarah Ferguson at Westminster Abbey in London.

24 July – 2 August – The Commonwealth Games are held in Edinburgh.

28 July – Estate agent Suzy Lamplugh vanishes after a meeting in London.

30 July – A MORI poll shows that Labour are now nine points ahead of the Conservatives with 41% of the vote, with Liberal/SDP Alliance support now at 25%.

8 August – Rival gangs of Manchester United and West Ham United fans clash on a Sealink ferry bound for Amsterdam where the two clubs are playing pre-season friendlies. The UEFA ban on English clubs in European competitions is continuing for a second season, and there are now fears that English clubs may not even be able to play friendlies overseas.

13 August – The Eurotunnel Group is formed to operate the Channel Tunnel.

15 August – The latest MORI poll shows that the Conservatives have eliminated Labour’s nine-point lead and drawn level with them by gaining 37% in the latest opinion poll, in the space of just over two weeks.

16 August – Figures released by the government reveal that a record of nearly 3,100,000 people claimed unemployment benefit last month, although the official total of unemployed people in Britain is still short of the record of nearly 3,300,000 which was set two years ago.

19 August – The Privatisation of the National Bus Company begins with the first sale of a bus operating subsidiary, Devon General, in a management buyout.

22 August – John Stalker, deputy chief constable of Greater Manchester police, is cleared of misconduct over allegations of associating with criminals.

25 August – Economists warn that a global recession is imminent, barely five years after the previous recession.

29 August – Britain’s oldest twins, May and Marjorie Chavasse, celebrate their 100th birthday.

September – GCSE examination courses replace both GCE ‘O’ Level and CSE courses for 14-year olds.

6 September – First episode of medical drama serial Casualty airs on BBC One. It will still be running on television more than twenty five years later.

8 September – Margaret Thatcher officially opens the first phase of the Nissan car factory at Sunderland, which has been in use for two months. It is the first car factory to be built in Europe by a Japanese car maker.

14 September – Fears of another recession in Britain are eased by economists at Liverpool University predicting 3.1% economic growth next year.

18 September – It is announced that unemployment rose to 3,280,106 in July.

19 September – Two people are killed and 100 injured at the Colwich rail crash.

24 September – The floatation of the Trustee Savings Banks attracts a record of more than 4 million applications for shares.

7 October – The first edition of The Independent was published.

9 October – "Babes in the Wood" murders: Two girls, Nicola Fellows (aged nine) and Karen Hadaway (aged 10), are reported missing in Moulsecoomb, Brighton.

10 October – "Babes in the Wood" murders: Two bodies found in Wild Park, Brighton, are identified as those of the two girls reported missing yesterday and a murder investigation is launched; no-one is ever convicted.

12 October – Elizabeth II and The Duke of Edinburgh visit the People’s Republic of China, the first ever visit to that country by a British monarch.

14 October – The MetroCentre, a shopping complex built on the Tyneside Enterprise Zone, is opened. It is similar in concept to the Merry Hill Shopping Centre that is being developed near Dudley in the West Midlands. The MetroCentre is officially the largest shopping complex in Europe. Among the MetroCentre’s tenants is Marks & Spencer, whose department store there is its first out of town outlet.

24 October – The UK breaks off diplomatic relations with Syria over links to the Hindawi Affair.

26 October – Bus deregulation begins in the United Kingdom, except Greater London and Northern Ireland.

Jeffrey Archer resigns as Deputy Leader of the Conservative Party over allegations concerning prostitutes.

27 October – "Big Bang Day": London Stock Exchange is computerised, and opens to foreign companies.

28 October – Jeremy Bamber is found guilty of the murder of his parents, sister, and twin nephews and is sentenced to life imprisonment with a recommended minimum of 25 years, which is likely to keep him behind bars until at least 2011.

29 October – Margaret Thatcher opens the completed M25 London Orbital Motorway.

November – First UNESCO World Heritage Sites in the U.K. designated: Giant’s Causeway and the Causeway Coast (Northern Ireland); Durham Castle and Cathedral; Ironbridge Gorge; Studley Royal Park (including the ruins of Fountains Abbey); Stonehenge, Avebury and Associated Sites; and Castles and Town Walls of King Edward in Gwynedd (Wales).

Launch of the second generation Vauxhall Carlton, largest model in the Vauxhall range. It will be sold as the Opel Omega on the continent, and all European versions of the car will be built in West Germany.

3 November – The Conservatives top a MORI poll for the first time this year, coming one point ahead of Labour with 40% of the vote. Liberal/SDP Alliance support has slumped to 18%.

6 November – 45 oil workers are killed when a Chinook helicopter carrying them from the Brent oilfield crashed.

Alex Ferguson is appointed manager of Manchester United football club following the dismissal of Ron Atkinson after more than five years in charge. United won two FA Cups under the management of Atkinson but have not won the league title since 1967 and are now second from bottom in the Football League First Division.

Chancellor Nigel Lawson announces a £4.6 billion rise in public spending.

7 November – Sir James Goldsmith’s £5 billion bid for the Goodyear Tire and Rubber Company is rejected.

13 November – It is announced that unemployment fell by 96,000 in October.

18 November – Ian Brady and Myra Hindley, who are both still behind bars some 20 years after their Moors Murders convictions, confess to the murders of two missing children. They admit their responsibility for the deaths of Pauline Reade, who vanished in July 1963 at the age of 16, and Keith Bennett, who was last seen in June 1964 at the age of 12. Police had suspected that the pair were among the Moors Murders victims soon after beginning their investigation on the arrest of Brady and Hindley in October 1965, but did not find the bodies or indeed any evidence to be able to press charges.

20 November – Police begin their search for the two newly identified Moors Murders victims.

21 November – The government launches a £20 million campaign to warn members of the public about the dangers of AIDS.

December – The first case of Bovine spongiform encephalopathy is diagnosed in British cattle.

1 December – The government launches an inquiry into financial irregularities at Guinness.

3 December – 4 million people apply for shares in British Gas in ancitipation of floatation next week.

4 December – 20-year-old roofer Russell Bishop is charged with the "Babes in the Wood" murders in Brighton two months ago but will be acquitted.

8 December – British Gas shares are floated on the Stock Exchange. The initial public offering of 135p per share values the company at £9 billion, the highest equity offering ever at this time.

17 December – The world’s first heart, lung and liver transplant is carried out at Papworth Hospital in Cambridgeshire.

18 December – It is announced that unemployment fell to a four-year low of less than 3,100,000 in November.

22 December – David Penhaligon, a leading Liberal Party MP, dies in a car crash near Truro in Cornwall at the age of 42.

25 December – The highest audience of all time for a British television drama is attracted by the Christmas Day episode of EastEnders, the BBC 1 soap opera, in which Den Watts (Leslie Grantham) serves the divorce papers on his wife Angie (Anita Dobson) after discovering that she had feigned a terminal illness to try to stop him from leaving her in an episode aired in October this year. More than 30 million viewers tune in for the episode of the TV series which first went on air in February 1985.

29 December – Harold Macmillan, Earl of Stockton and former prime minister, dies at the age of 92 at his home, Birch Grove in East Sussex.

Inflation reaches a 19-year low of 3.4%.

Introduction of Family credit, a tax credit for poorer families.

Bank of England withdraws its guidance on mortgage lending.

Establishment of National Museums and Galleries on Merseyside group of institutions, funded through national government.

The millionth council house in the United Kingdom is sold to its tenants in Scotland, seven years after the right to buy scheme was launched.

Mathematician Simon Donaldson wins a Fields Medal.

Television

4 January – Televised football returns to British television after the contractual dispute from the previous year is resolved.

12 January – Catchphrase makes its debut on ITV.

28 January – NASA’s Space Shuttle Challenger spacecraft disintegrates. Pictures from CNN in the United States (owned by Turner Broadcasting System, then owners of American superstation WTBS), are aired in countries around the world.

19 February – BBC1 airs Round Britain Whizz, an edition of the science series Q.E.D..The 30 minute programme consists of a sped up flight around the coastline of Great Britain with guest appearances from geologists and TV personalities including Patrick Moore, David Bellamy and Terry Wogan telling the viewer about the geology and natural history of certain areas.

10 March – The first advert for a sanitary towel is broadcast on British television, on Channel 4.

1 April – All commercial activities of the BBC are now handled by BBC Enterprises Ltd.

15 April – The last episode of children’s cartoon series Bananaman is broadcast.

21 May – A Very Peculiar Practice airs.

31 May–29 June – Telvised coverage of the 1986 FIFA World Cup. England exit on 22 June with a 2-1 defeat to Argentina, who go on to beat West Germany in the final to win the trophy for the third time.

18 June – In Coronation Street the Rovers Return pub is gutted by fire with landlady Bet Lynch (Julie Goodyear) trapped inside.

23 July – In London, Prince Andrew, Duke of York marries Sarah Ferguson at Westminster Abbey. The event receives significant television coverage both in the UK and around the world.

5 August – Michael Cashman makes his EastEnders debut as Colin Russell, the soap’s first gay character.

9 August – The Yorkshire Television ITV region becomes the first UK terrestrial channel to broadcast 24 hours a day, initially simulcasting the cable and satellite music video channel Music Box throughout the night. The other ITV regions gradually switch to 24 hour television over the next two years.

26 August – In Emmerdale Farm, original character Pat Sugden dies after rolling her car down a hillside to avoid a flock of sheep.

6 September – Part One of The Trial of a Time Lord is broadcast on BBC1, marking the return to air of Doctor Who after an 18-month hiatus.

The first episode of medical drama Casualty airs on BBC1.

19 September – Central TV revives New Faces, a 1970s talent show produced by its predecessor, ATV. Styled as New Faces of ’86, it is presented by Marti Caine, a winner from the previous version.

12 October – Every Loser Wins performed by the actor Nick Berry begins a three-week run at the top of the UK Singles Chart after featuring in recent episodes of EastEnders. The song was an instant hit on release and went on to win its writers an Ivor Novello Award.

16 October – The first two-hander episode of EastEnders, featuring Den and Angie Watts (Leslie Grantham and Anita Dobson), is aired by BBC1. The episode, in which Angie tells Den she has six months to live after he tells her he wants a divorce, was an experiment as the two-hander format had not been tried in a British soap before, but received well by viewers and critics.

27 October – The Australian soap Neighbours makes its British television debut on BBC1, a year after it was first aired in its homeland.

BBC One starts a full daytime television service. Before today, excluding special events coverage, BBC One had closed down at times during weekday mornings and afternoons broadcasting trade test transmissions and, from May 1983, Pages From Ceefax.

16 November – Dennis Potter’s critically acclaimed television serial The Singing Detective makes its debut on BBC1.

7 December – Jack Rosenthal’s original two hour TV movie of London’s Burning, directed by Les Blair is broadcast on ITV. It returns for a full series in February 1988.

13 December – Comedian Duggie Small wins New Faces of ’86.

23 December – Ringo Starr narrates his last ever Thomas the Tank Engine and Friends episode, the second series finale, "Thomas & the Missing Christmas Tree".

25 December – 30.15 million tune in to watch "Dirty" Dennis Watts hand wife Angie her divorce papers in EastEnders, making it the highest rated episode of any drama in British television history.

26 December – The Rainbow 30 minute Christmas special, The Colours of the Rainbow is the highest ever rating episode of the show. It was thought that Rainbow would end following this episode, but Thames Television renewed the contract after good ratings.

BBC1

10 January – Lovejoy (1986–1994)
8 February – Every Second Counts (1986–1993)
23 April – Jossy’s Giants (1986–1987)
1 May – Bread (1986–1991)
28 May – Pingu (1986–1998, 2004–2006)
31 August – The Monocled Mutineer (1986)
1 September – Brush Strokes (1986–1991)
6 September – Casualty (1986–present)
27 October – BBC News at One (1986–present)
16 November – The Singing Detective (1986)

BBC2

12 May – Naked Video (1986–1991)

ITV

8 January – Allsorts (1985–1995)
10 January – Central Weekend (1986–2001)
12 January – Catchphrase (1986–2002, 2013–present)
14 January – Boon (1986–1992, 1995)
16 February – Hot Metal (1986–1989)
3 May – Get Fresh (1986–1988)
20 October – Executive Stress (1986-1988)
29 October – Strike It Lucky (1986–1999)
31 October – The Two of Us (1986–1990)
22 November – Beadle’s About (1986–1996)

Channel 4

11 April – The Chart Show (1986–1998, 2008–2009)

Music

The first number 1 single of 1986 was the breakthrough hit for London synthpop duo the Pet Shop Boys. Their song "West End Girls" had climbed the charts during late 1985 and reached number 1 for two weeks in January. They would have three more top 20 hits this year as well as two top 20 albums, and were still reaching the top 10 in 2006, twenty years later. Another popular synthpop duo this year were Erasure, with their song "Sometimes" reaching number two in the autumn; this success would be followed by many more hits throughout the decade.

After four successful years, the band Wham! split up in the spring. Made up of George Michael and Andrew Ridgeley, they finished with a farewell concert at Wembley Stadium, a greatest hits album The Final which reached number 2, and the single "The Edge of Heaven", their fourth and final number 1. George Michael also reached number 1 this year with a solo release, A Different Corner, and went on to have a highly successful solo career.

The formation of the charity Comic Relief provided an unusual song from Cliff Richard, a singer with several huge hits in the 1950s and ’60s. He teamed up with the cast of the popular sitcom The Young Ones (itself named after a Richard song) for a new version of his 1959 single "Living Doll", half sung by Richard and half shouted by the Young Ones cast. With proceeds going to the charity, it reached number one for three weeks and was Richard’s first number 1 of the decade. Another novelty number one was "The Chicken Song", sung by the cast of satirical puppet show Spitting Image. With lyrics such as "Hold a chicken in the air, stick a deckchair up your nose" it was intended as a parody of novelty holiday songs which were popular at the time, and also topped the chart for three weeks.

American singer Madonna had the biggest-selling album of the year with "True Blue". All singles released from it made the top five, including the number 1s "Papa Don’t Preach", "True Blue", and "La Isla Bonita" which topped the chart the year after. The biggest-selling single of the year went to The Communards, with a hi-NRG cover of the disco song "Don’t Leave Me This Way". The band included singer Jimmy Somerville who had previously enjoyed success with Bronski Beat, and later started a solo career.

The Christmas number one single was something of a surprise, a re-issue of Jackie Wilson’s 1957 single "Reet Petite". Wilson had died in 1984, but the song been re-issued after being used in a television advert for Levi’s, with a new video made of a Claymation version of Wilson. Having first been released 29 years earlier, it broke the record for the longest time between a single being released and it hitting number 1, a record that would last until 2005 when Tony Christie’s 1971 song "(Is This the Way to) Amarillo" topped the chart.

The Orchestra of the Age of Enlightenment was founded in London by a group of period music enthusiasts, going on to become one of the UK’s leading orchestras. Harrison Birtwistle’s innovative opera, The Mask of Orpheus, was premièred in London, to great critical acclaim. Michael Nyman also came up with a new opera, The Man Who Mistook His Wife for a Hat, a chamber work with a minimalist score.

Events

January – The Adrian Boult Hall is opened at Birmingham Conservatoire by the Duchess of Gloucester.

15 March – "Heartbeat ’86", a charity concert for the Birmingham Children’s Hospital, is held at the NEC. Performers include Roy Wood, UB40, The Moody Blues, Electric Light Orchestra and Robert Plant. George Harrison makes a surprise appearance playing Johnny B. Goode with everyone at the end of the show.

7 June – Queen start The Magic Tour which becomes their final tour with all original members and also their most successful tour.

27 October – Michael Nyman’s chamber opera The Man Who Mistook His Wife for a Hat is premiered at the Institute of Contemporary Arts, London.

Charts Number one singles

"Merry Christmas Everyone" – Shakin’ Stevens
"West End Girls" – Pet Shop Boys
"The Sun Always Shines on TV" – a-ha
"When The Going Gets Tough, "The Tough Get Going" – Billy Ocean
"Chain Reaction" – Diana Ross
"Living Doll" – Cliff Richard and The Young Ones
"A Different Corner" – George Michael
"Rock Me Amadeus" – Falco
"The Chicken Song" – Spitting Image
"Spirit in the Sky" – Doctor and the Medics
"The Edge of Heaven" – Wham!
"Papa Don’t Preach" – Madonna
"The Lady in Red" – Chris de Burgh
"I Want to Wake Up with You" – Boris Gardiner
"Don’t Leave Me This Way" – The Communards
"True Blue" – Madonna
"Every Loser Wins"- Nick Berry
"Take My Breath Away" – Berlin
"The Final Countdown" – Europe
"Caravan of Love" – The Housemartins
"Reet Petite" – Jackie Wilson

The Reason Why Getting A Poor Credit Car Finance Is Simple These Days?

The Reason Why Getting A Poor Credit Car Finance Is Simple These Days?

Not one should really be Discriminated whenever Getting a Car

America is fascinated with automobiles and buying one gives lots of satisfaction. Purchasing a motor vehicle these days, auto loans are a pre-requirement. But, for a poor credit borrower, a car loan appears a distant fantasy. Are you experiencing a poor credit history? Is getting an auto loan hard for you? Are loan providers continuously rejecting your automobile application for the loan?

Well, if the response is indeed to all the the questions, this article can help you get a car loan despite having bad credit. Actually, after looking over this written piece, could understand why here is the best time for you obtain a bad credit car loan to buy your dream car.

discover Why Getting a negative Credit Auto Loan now is easier than You Think

Upswing In Vehicle Sales

7.3million- That is the final number of automobiles offered in the 1st half-year of 2012! There’s been a 14.8 % increase in car sales since this past year. This purchase can be attributed to many facets like car producers tend to be pressing for automobile sales. Also European car producers consider the US market worthwhile. They are vying for greater sales in America considering dilemmas within their economic climate. With this specific new development, you may get more recent vehicle designs and better motivation programs. Also, easy circulation of credit has played a major part.

Cheapest Delinquency Rates

The delinquency price is the percentage of automotive loans having not been paid because of the consumers. TransUnion with its first questionnaire of 2012 mentioned that car finance delinquencies are down to 0.36 % that will be really less compared to 0.46 percent – the fourth quarter consequence of 2011. These numbers have actually shown that consumers are more really serious and diligent for making regular repayments.

TransUnion additionally mentioned that there surely is a rise in financing also renting into the non-prime threat part. With reasonable delinquency prices, loan providers can put more trust in the equation. They usually have now understood that folks will certainly make repayments. Whenever overall mood is positive, getting a poor credit car loan becomes much easier.

Investors’ Trust

Investors tend to be purchasing securities consists of car and truck loans since they are comparatively safe and profitable. They fare a lot better than mortgage loans because automobiles are significant requirement of united states. We possibly may provide our home but an automobile is important for our employment. This will make them a safe bet. The recent example of this is one way organizations like GM Financial, Santander customer USA and other lenders have actually issued $ 10 billion of sub-prime car finance related ABS. This can be a 20per cent jump from a year ago.

This bargain demonstrates that car loan providers will now be offering more woeful credit car financing choices as it has grown to become a lucrative choice for them. They are able to easily bundle-up your loan as securities and make from it. So, auto financing businesses are now taking chances in supplying sub-prime credit automobile financing.

All these factors result in one conclusion that loan providers are now actually interested in giving you bad credit vehicle funding. Its no more difficult to secure a loan. It’s not difficult to buy your fantasy car anymore!

Are You SET For A Bad Credit car loan?

Before getting an auto loan for people with bad credit, you need to evaluate these important things to make sure you do not doubt your decision later.

1. It is important that you choose a cheap yet efficient automobile. A used vehicle is the most inexpensive choice with you. Its a fantastic option because its depreciation price is gloomier than brand new automobiles. While picking a car or truck, don’t forget to check always its subject. Have it inspected from your own trusted mechanic.

2. Should this be very first loan after your score nosedived, you truly must be prepared to spend a higher interest rate.

3. Select a shorter auto loan term so that you do not increase any chance of an upside down car finance.

4. Regular payments are incredibly required to increase credit score and also to stay away from it from additional deterioration. In the event that you make on-time payments, you’re going to get better interest rates next time.

5. Many loan providers have actually lock-in period where you cannot re-finance or trade-in your vehicle. Normally, this is the first six months and/or first year for the loan term. Therefore, cannot select any car finance that makes you uncomfortable as you is trapped with it for quite a while. Take the time to analyze and select a poor credit car loan quote.

These significant cues are very vital in achieving a decision. You must recognize that bad credit auto loans are often readily available but you can make sure they are more content by recalling these points.

Now that you know how easy it’s to have a poor credit car finance, never wait anymore. As soon as you start thinking about all of the things mentioned in the preceding part, you need to set about your way of regaining your old good credit.

With many modifications taking place in the economy, the one thing continues to be the exact same. EZautofinance.net constantly provided and can still offer bad credit car loan choices to individuals with inexpensive rates. Apply today and hear from our huge community of sub-prime auto lenders and dealers. Contact us and acquire prepared to increase credit history.

How to buy a car with a bad credit, brand new credit, or no history credit in funding?
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Really Bad Credit Car Loan is achievable

Really Bad Credit Car Loan is achievable

Really bad credit auto loan is a good vehicle funding choice for people facing bad credit, personal bankruptcy, or property foreclosure. Frankly speaking every individual desires to travel to work or enjoyment in self possessed vehicle without travel in a bus or taxi. It can be threatening for individuals going ahead for new car finance with currently current dismal credit score.

But loan lenders provide fast loans for many purchasers with no money down, repossession and irrespective of personal bankruptcy or bad credit. Bad credit problems tend to be overcome because special money for loans if you have bad credit are designed open to assuage the credit situation

Make utilization of all services and reach out towards much better loan choice. Straighforward programs can be found matching bad credit financing. With outstanding services and ready to help dealers it is simple to drive away the car of the season. But their tend to be things antecedent to getting car finance that you simply must pursue, eg examining your credit file, deciding exactly what make and model is better for you personally, which lender are going to be ready to work with you, etc.

car and truck loans in poor credit situation

Gone are the days when people must think twice for a great car loan with bad credit rating in the case. Now it really is easy to achieve to really bad credit auto loan in just a click online.

The system of financial institutions is vast and improving time upon time considering needs of people. Auto loans in woeful credit situations just isn’t problematic as creditors from all around help you repay pending amounts if you should be happy to meet your duty.

You can get positive feedback from car loan dealership even if you have a bad credit rating at back ground. Customer simply must display their or hers ability to repay brand-new loan payments with interest rate. It is vital you get “docs consecutively” if your wanting to sign an application for brand new car finance.

Lot of businesses obviously recommend about minimal monthly income between $ 1200 and $ 1500 is needed for applying for auto loan. Be cautious to watch out for pitfalls like concealed costs. Just centering on monthly payments will not be the end of every thing. You have to be self educated and informed about car finance guidelines and principles.

Merits from bad credit automobile loan

It is interesting to watch out for actual advantages of very bad credit car loan options supplied by lenders. It is possible to learn about approaches to increase and improvise on credit ratings. By using application tips and principles you’ll increase the chances of approval of loan for an innovative new vehicle.

For approval you need to be devoted and show real facts of non payment of past financial loans. Credit file could be prepared from specialists on the web to fix credit score and be in great budget for future years.

Along with this specific you can just reach to vehicle buy choices and book one of the best vehicles in current market. Very bad credit car finance can be obtained comfortable and prices calculated from high quality resources and calculators.

Getting a low rate bad credit car and truck loans within marketplace is not easy, however with credit loosening there’s hope also for all obtaining a very bad credit auto loan through dealership financing

Find Much More Bad Credit Auto Loan Posts

NOT ACUTAL WEIGHT as an alternate TRUTH and “this range provides approximated weight just”, scott richard (2017).

NOT ACUTAL WEIGHT as an alternate TRUTH and “this range provides approximated weight just”, scott richard (2017).

Some awesome bad credit scores vehicle loan pictures:

NOT ACUTAL WEIGHT as a different FACT and “this scale offers estimated weight just”, scott richard (2017)
bad credit car loan
< img alt=" negative credit history auto loan" src=" https://www.freecreditreportcompare.com/wp-content/uploads/2017/03/32776186695_dc44913efd.jpg" width=" 400"/ > Photo by< a href= " http://www.flickr.com/photos/32029534@N00/32776186695 "> torbakhopper a shame on the weak that CHOSE to expand weaker by TAKING FINANCES from the rich & & RESTING class/banks/agents-servants of usury.

you are not a target.

you are ALL still just self-centered, AGGRANDIZING finks.
you MADE USURY– DARK MAGICK.
rampant, unmanageable, despiteful, camouflaged as your desire of a brand-new house, a brand-new car, a new education and learning, or simply a jet ski that requires gas.

and you fkt it up.
you made very poor usury.
you provided your power to outside pressures as well as spent their glass grains.

and currently you will not FKING shut up regarding your self rate of interests and also exactly how you require to be “” wonderful once more””

. however you are a pity upon your household as well as you lead your buddies into lure AND deliver them unto wickedness.

you choose your debt-forgiveness over your responsibilities to your nation. you are OFFERING your household as well as pals out. or, you have MARKETED your people right into slavery.

TRANSFORM YOUR WAYS !!!!

you are playing with the murder blade AFTER being drunk and high upon “” THEIR WINE.””
. withstand their “” fundings”.
don’t accept a LENDING FIX as any sort of remedy.

you are an economic ADDICT!!
they desire you to take another hit.

and also trump is not your JESUS LAMB BITE.

he’s playing the clown’s nose to conceal the feces pigeon. it’s a timeless DUPED YOU BABY video game.

and essentially that is the real name of the STRATEGIC-TACTICAL PLAY.

it’s called “” Concealing the stooling piegon with a clown’s nose.”” *. * this alternative reality was offered you by spicier as well as connedaway ALMOST NEWS talk program. it could not be a real truth, but fku!

THEY SAID IT,.
i think it,.
AND ALSO THAT RESOLVES IT!

ONE MEANS, CHILD.

Rob meeting automobile salesman at Humberview Chevrolet
bad credit car loan
< img alt=" bad debt auto loan" src=" https://www.freecreditreportcompare.com/wp-content/uploads/2017/03/16816945998_da4bbeb750.jpg" size=" 400"/ > Picture by< a href= " http://www.flickr.com/photos/17683992@N06/16816945998" > Roberrific Rob at Humberview Chevrolet reviewing his TDSR and also considering a< a href=" http://www.autoloansolutions.ca" rel=" nofollow" > poor credit vehicle loan in link with this impressive< a href=" http://arob12.blog.ca/2015/04/01/designing-a-mid-life-crises-marketing-campaign-to-unhinge-middle-aged-consumers-20217633/ "rel= "nofollow" > post concerning determining
mid life situation marketing which was based upon the short article in< a href=" http://www.eligiblemagazine.com/2015/03/31/mid-life-crises-marketing/" rel=" nofollow" > Qualified Magazine: Mid Life Crisis Advertising and marketing in Canada. Rob getting his TDSB at Humberview Chevrolette< img alt=" negative credit history vehicle loan" src=" https://farm8.staticflickr.com/7598/16797288457_d147a9387d.jpg" size=" 400"/ >
Picture by < a href=http://" http://www.flickr.com/photos/17683992@N06/16797288457" > Roberrific Rob at Humberview Chevrolet discussing his TDSR as well as contemplating a < a href=" http://www.autoloansolutions.ca" rel=" nofollow "> bad debt vehicle loan in link with this outstanding < a href =" http://arob12.blog.ca/2015/04/01/designing-a-mid-life-crises-marketing-campaign-to-unhinge-middle-aged-consumers-20217633/" rel=" nofollow "> blog post concerning recognizing mid life crisis advertising which was based on the article in < a href="http://www.eligiblemagazine.com/2015/03/31/mid-life-crises-marketing/" rel="nofollow" > Qualified Magazine: Mid Life Situation Marketing in Canada.

Simple tips to Buy An Automobile With Bad Credit or NO Credit! | #MoneydipMonday

Simple tips to Buy An Automobile With Bad Credit or NO Credit! | #MoneydipMonday

Here are a few helpful suggestions on car purchasing, tips get an automobile with bad credit, how exactly to get a car without any credit, money-saving car purchasing guidelines, tips about buying used, insider recommendations on vehicle dealerships and automobile organizations, how-to buy a motor vehicle with money, and more!

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Great Bad Credit scores Car Loan images

Great Bad Credit scores Car Loan images

A few nice bad credit car loan images I found:

Historic Moment: the Fall of an Empire – 25 SEP. 2008.
bad credit car loan
Image by eyewashdesign: A. Golden
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

Phototgrapher: a. golden, eyewash design – c. 2008.

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

—————————————————–

UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!

——> THE Historic ELECTION <——

"A work in PROGRESS."

Nov. 4th, 2008.

A great American leader once said, "As individual fingers We can be easily broken. But TOGETHER We make a mighty fist." These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama’s not the first American minority to speak eloquently and he most certainly won’t be the last. Though, in the end, this election wasn’t even close !!! The world watched as, "YES WE CAN!" turned into, "YES WE DID!" as it now ushers in, "YES WE MUST!" time is NOW!

What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African – American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races – both here and the world ’round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because – like it or not – race has dominated and governed Our daily lives for thousands of years. After all: "To know where We’re going, We must first know where We’ve been".

We’ve come a LONG Way baby! What was once "acceptable" in 1965 is no longer in 2008 and THANKFULLY.

This is a changing of the guard. Especially since forty-percent of America’s population is considered to be a "minority". Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard.

For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America.

It has now taken place. There’s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, "Actions speak louder than words" and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, "We do not inherit the earth from our ancestors, we borrow it from our children." We might just have a fighting chance.

The People have spoken! A record-setting 130 million Americans’ turned out to vote in Tuesday’s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq.

Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives – stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let’s face it, We could use just a little decency RIGHT NOW.

Perhaps more importantly, this moment speaks volumes as it’s an utter rejection of the right’s politics of fear and greed? It will now be decades before there’s another Republican majority in Congress. Never have the words, "Ask not what Your country can do for You, but what You can do for Your country," seemed more true for SO MANY. For, We-Are-Our-country. And We’re at a MAJOR crossroads. Where, oh where to begin?

OBAMA / BIDEN Campaign.

Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted – though more than a little proud of what was accomplished. And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It’s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE!

Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, "We the People" overwhelmingly responded. This is a MILESTONE. There’s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there’s simply nothing to gain.

However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples’ for the basic rights afforded them in Our own Constitution. Obama’s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, "Finally!" was the expression heard ’round the world.

The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY – the best in most Our lifetimes. This is a chance to truly transform America.

But, We mustn’t forget the VERY hard realities existing in this country. Just ask any woman…any "person of color"…or, any First Peoples living in this "great" land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens’ education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in "Our" names…as long as We sit idly by expecting or content to let others to "Do the right thing," for us… as long as We DON’T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.

Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday’s results into a real break from the shipwreck of the most immediate last thirty years – We MUST start by realizing this election represents just that – a START. It’s Round One of Our LONG and CONTINUOUS struggle.

And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they’ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America’s streets of plenty.

Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE – not rhetoric – is what’s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW.

UNITED We STAND, DIVIDED, We FALL.

A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he’ll not only understand, but should also expect this dynamic. It’s imperative for us to mind the trusty, "Follow the money" strategy. Don’t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign’s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&T – both heavy sponsors of the Republican AND the Democratic national party conventions.

At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day. The Obama / Biden campaign raised more than US0 million in September alone – a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970’s.

HOPEfully NOT.

The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588 bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers.

Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?

President – elect Barack Obama & John McCain’s U.S. Presidential campaign funds details:

OBAMA:
Total:US0,767,963
Bundlers:605
LobbyistBundlers:17

MCCAIN:
Total: US2,525,058
Bundlers: 851
Lobbyist Bundlers: 77

See the Center for Responsive Politics Presidential campaign monies for a better perspective:

2008: Obama AND McCain – US.3 BILLION

(Obama: US0,767,963 million / McCain: US2,525,058 million)

2004: Bush AND Kerry – US.2 BILLION

2000: Gore AND Bush – US.56 MILLION

1996: Dole AND Clinton – US.82 MILLION

1992: Clinton AND Bush – US.24 MILLION

* TO SEARCH FOR MEGA-DONERS, CLICK here: www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect… McCain&StateSelect=&SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*

Democrats in Washington and will be under enormous pressure to "play it safe", even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the "play-it-safe" crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture.

WE Can’t Let This Happen!

Whether it’s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real – that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don’t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.

In short, the real meaning of this election hasn’t yet been decided.

Overall, there’s a lot of work to do. It’s imperative that EVERYONE do his share – whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good.

Thanks for all you do!
Live your values. Love your country.
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !